Category: Infrastructure & Technology

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Vought Charts New Path for the CFPB

The Consumer Financial Protection Bureau headquarters in Washington, D.C. — once the central regulator of financial services, now overshadowed by a growing patchwork of state attorneys general enforcement.

Russell Vought signals a shift toward proportional, efficient regulation after years of CFPB overreach under Rohit Chopra.

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Trump’s Japanese Tariff Agreement: A Winning Deal for Consumers?

A 15% tariff may look like a trade victory, but American families could end up paying the price.

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Lip Service Masquerading as Credit Inclusivity

When Wells Fargo first rolled out its Flex Loan program, it was heralded by advocates like The Pew Charitable Trusts as evidence that America’s largest banks were finally offering an “affordable” alternative to short-term credit products. Bankrate’s own review of the Flex Loan paints a favorable picture, touting fast approval, lower fees than payday loans, […]

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The Hill: Why senators’ efforts to kill overdraft fees is overkill

Capping overdraft fees won’t help struggling families, it will cut off their last line of credit.

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American Banker: Out of One, Many

As CFPB retreats, the new danger is a jumble of state-level mandates.

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Anchorage Daily News: How payday loan restrictions can hurt the people they’re meant to help

Good intentions don’t pay the bills. But choice, transparency, and access can.

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SPPI Launches Champions Program

New partnership program invites leaders to advance liberty, transparency, and prosperity across the nation.

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Out of One, Many

The Consumer Financial Protection Bureau headquarters in Washington, D.C. — once the central regulator of financial services, now overshadowed by a growing patchwork of state attorneys general enforcement.

Why banks, payment networks, merchant servicers, and financial firms will face a harder four years, and what to do about it.

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SPPI Continues Global Engagement Through Partnership with Global Ties

A visiting European delegation through Global Ties discussed how regional think tanks like SPPI influence U.S. foreign policy.

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Report: Access Granted

Nationwide, chambers of commerce have mislabeled legitimate data aggregation as phishing to cover for their own digital security failures.

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