The US Bank Simple Loan is a classic example of how big banks can take something simple and make it incredibly complex.
Category: Infrastructure & Technology
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SPPI Expresses Disappointment in Supreme Court Ruling Upholding CFPB Funding Structure
The Southwest Public Policy Institute warns that this decision will embolden regulatory overreach and drive consumer prices up.
Patrick M. Brenner, recently appeared on the American Legal Record Podcast to discuss his views on the Consumer Financial Protection Bureau (CFPB) and its latest regulatory moves. In this insightful interview covered by American Credit News, Patrick delves into the core issues surrounding the CFPB’s recent circular on price comparison shopping sites and critically analyzes […]
In a recent interview on Real America’s Voice, Patrick M. Brenner, President of the Southwest Public Policy Institute, sat down with host Michelle Backus to discuss a pressing issue that threatens the foundation of consumer choice and the competitive market within the United States. The topic of discussion centered around a new directive from the […]
The Southwest Public Policy Institute (SPPI), a non-profit organization dedicated to better living through better policy, has initiated a crucial lawsuit against the New Mexico Secretary of State, Maggie Toulouse Oliver. This legal action, centered on a failure to promptly respond to a public records request, underscores SPPI’s dedication to government transparency and accountability.
New Mexico recently unveiled the Online Candidate Nominating Petition Signature Portal, a digital platform designed to simplify the nomination process for candidates. This initiative, part of a broader movement to enhance electoral accessibility and security, represents a significant leap forward. However, as with any venture into new technological territories, there are bound to be growing […]
In 2023, New Mexico took a pioneering step forward in electoral processes. The recent adoption of the Online Candidate Nominating Petition Signature Portal by the Secretary of State, Maggie Toulouse Oliver, marks a significant milestone in modernizing and securing elections within the state. This innovative approach streamlines the candidate nomination process and broadens the horizon […]
Originally published at americanbanker.com on March 15, 2024. In a bold move that may reshape the U.S. consumer finance landscape, Rohit Chopra’s Consumer Financial Protection Bureau has issued Consumer Financial Protection Circular 2024-01, marking a significant overreach into how Americans access financial services. This circular scrutinizes digital intermediaries, such as comparison-shopping tools and lead generators, dictating […]
In the realm of governance, transparency and openness are not mere buzzwords but foundational pillars that uphold the edifice of democracy. In their compelling discourse, Greg Brooks and Patrick Tuohey from Better Cities Project argue that open government is inherently a cultural phenomenon rather than a transactional obligation. This perspective resonates deeply with the ethos […]
If CFPB found a financial institution had suffered a data breach of a similar magnitude, the fines and fees would be astronomical.