Senator Elizabeth Warren’s own evidence explains the price she objects to and why blocking charters would shrink credit for the households most in need.
Category: Infrastructure & Technology
A new SPPI report supplies the evidentiary record: 68 million Americans live in counties with no community bank headquarters, and rate caps move credit up the income ladder rather than lowering its price.
The fight over bank-fintech partnerships is really a fight over price controls, preemption, and access to credit.
Originally published at thehill.com on May 27, 2026. Spirit Airlines is gone. The airline business is fragile. Fuel prices move. Labor costs rise. Consumers chase low fares. Regulators block mergers. Politicians threaten bailouts. Then, when the math no longer works, planes stop flying. That is what happened to Spirit. Now, just as travelers are watching […]
Why state-level price controls threaten $35 billion in credit card rewards and household budgeting.
America has created two classes of retirement savers: One class gets access to the full economy, while the other gets a neutered imitation of it.
Proposal strips critical safeguards and shifts long-term costs on to American borrowers.
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The Future of Retirement is Here
The change could quietly unlock billions in hidden retirement wealth for everyday Americans.
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Report: Rolling the Dice
Procurement failures and vendor transition risks threaten the New Mexico Lottery.
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The Carbon Standardization Project
International bureaucracies are undermining America’s energy policies.