A statistical coverage disparity raises transparency questions at the Financial Times.
Author: Patrick M. Brenner
Capping interest rates won’t create a fairer system.
Weakening Tri-Merge Would Make Housing Less Affordable
Why cutting credit reporting costs won’t fix housing affordability, and may make it worse.
Fiduciary Standards Start With Transparency
The loudest voices demanding “fiduciary purity” in America’s retirement debate are often the least willing to submit themselves to basic public scrutiny. That contradiction is now impossible to ignore. This week, the Pinpoint Policy Institute filed a formal complaint with the Internal Revenue Service alleging that the Institute for the Fiduciary Standard (IFS) has failed […]
New Mexico legislators are considering higher taxes and new restrictions on nicotine products such as nicotine pouches. These proposals are typically framed as public-health measures. In practice, they risk doing precisely the opposite—nudging smokers back toward cigarettes, expanding illicit markets, and increasing preventable disease. Cigarettes remain the most dangerous nicotine product legally sold in the […]
Real Clear Markets: Credit Card Rate Caps Will Lead To a Shortage of Credit Cards
Why a national credit card rate cap would shrink access and worsen inequality.
Coalition backs Governor Kehoe’s effort to modernize Missouri’s tax code.
Corner Post v. Federal Reserve: What’s Really at Stake in the Durbin Debacle
Price controls could disrupt debit and credit card transactions nationwide, reshaping everyday payments.
Why collective investment trusts deliver lower costs without sacrificing fiduciary protections.
The CFPB’s Open Banking Mandate Is About to Break Rent
The CFPB’s open banking mandate, the 1033 rule, poses a critical risk to America’s rent payments.
