Author: Patrick M. Brenner

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Conservatism Courts Crime and Justice Culture Domestic Policy Economic Opportunity Economy Government Regulation Health Care Legal and Judicial Life Markets and Finance Medicaid Medicare New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Transparency Updates

‘Black Market Payday’ Makes Headlines: Unlicensed Lending by Tara Jaramillo

Former representative Tara Jaramillo, CEO of Positive Outcomes, Inc. and alleged loan shark.

Price controls like New Mexico’s 36% APR cap have driven vulnerable workers into the hands of unlicensed lenders.

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Conservatism Courts Crime and Justice Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Transparency and Accountability Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Reports Top Issues Updates

Report: Black Market Payday

How government price controls created an illicit supply of emergency credit.

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Conservatism Culture Cybersecurity Data Domestic Policy Economic Opportunity Economy Infrastructure & Technology Legal and Judicial Life Markets and Finance New Mexico Political Thought Progressivism Public Opinion Reports Security Technology Top Issues Transparency Updates

Report: Access Granted

Nationwide, chambers of commerce have mislabeled legitimate data aggregation as phishing to cover for their own digital security failures.

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Alaska Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Infrastructure & Technology Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Technology Top Issues Updates

RealClearMarkets: The CFPB Is Making It Harder For You To Pay Your Bills

The CFPB’s outdated rule on small-dollar lending punishes working-class Americans by restricting access to the very credit they rely on to make ends meet.

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Budget and Spending Conservatism Courts Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Infrastructure & Technology Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Technology Transparency Updates

An Overdue Course Correction at the CFPB

Acting CFPB Director Russ Vought’s rollback of state enforcement overreach marks a critical return to legal restraint, restoring constitutional balance and regulatory clarity to America’s financial system.

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Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Infrastructure & Technology Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Press Progressivism Public Opinion Technology Top Issues Updates

Fox Business Spotlights SPPI’s Latest Report on Credit Access and Lead Generators

National media coverage affirms the importance of preserving consumer choice and innovation in financial matchmaking.

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Conservatism Culture Domestic Policy Economic Opportunity Economy Infrastructure & Technology Life Markets and Finance Political Thought Progressivism Public Opinion Reports Technology Top Issues Updates

Report: Swipe Right

How comparison shopping tools and lead generators revolutionize consumer access to products and services.

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Colorado Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Infrastructure & Technology Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Technology Updates

Victory in Colorado: HB25-1282 Defeated

A harmful swipe fee price control bill was defeated in the Senate after passing the House, marking a major victory for economic freedom.

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Budget and Spending Conservatism Culture Domestic Policy Government Spending Government Transparency and Accountability Health Care Legal and Judicial Life New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Health Public Opinion Security Top Issues Updates

Santa Fe New Mexican: Don’t waste the windfall; Use opioid settlement funds where they count

Originally published at santafenewmexican.com on April 26, 2025. America may finally be turning a corner in the opioid crisis. For the first time in years, overdose deaths are declining. The Centers for Disease Control and Prevention recently reported a 17% decrease in opioid-related fatalities between July 2023 and July 2024: a promising sign that prevention and […]

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Conservatism Culture Domestic Policy Government Regulation Government Transparency and Accountability Health Care Legal and Judicial Life New Mexico Political Thought Progressivism Public Health Public Opinion Security Top Issues Updates

Ensuring Accountability and Impact in Opioid Settlement Spending

The $26 billion opioid settlement offers a once-in-a-generation opportunity to combat America’s deadliest drug crisis, if states and localities spend the funds transparently, strategically, and solely on opioid abatement.

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