The Southwest Public Policy Institute (SPPI) has been awarded the 2025 Platinum Seal of Transparency from Candid (formerly Guidestar), the premier recognition for nonprofit transparency and accountability. The Platinum Seal is the highest level of distinction offered by Candid, achieved by fewer than 1% of registered nonprofits nationwide. It recognizes organizations that provide clear, comprehensive […]
Author: Patrick M. Brenner
Out of One, Many
Why banks, payment networks, merchant servicers, and financial firms will face a harder four years, and what to do about it.
SPPI debuts at #1 in Tallest Tree’s State SEO Rankings, delivering over 20 times the expected online reach per dollar spent.
“Large nonprofit hospital systems have exploited taxpayer subsidies and regulatory loopholes while failing to deliver the public benefit they promise.”
For exceptional achievement in ignoring market realities and promoting policies that backfire spectacularly.
Tara Jaramillo’s payday lending scheme didn’t happen despite New Mexico’s interest rate cap: it happened because of it, with a little help from Fred Nathan and the price-fixing crusaders at Think New Mexico.
‘Black Market Payday’ Makes Headlines: Unlicensed Lending by Tara Jaramillo
Price controls like New Mexico’s 36% APR cap have driven vulnerable workers into the hands of unlicensed lenders.
Report: Black Market Payday
How government price controls created an illicit supply of emergency credit.
Report: Access Granted
Nationwide, chambers of commerce have mislabeled legitimate data aggregation as phishing to cover for their own digital security failures.
The CFPB’s outdated rule on small-dollar lending punishes working-class Americans by restricting access to the very credit they rely on to make ends meet.