Trump’s CFPB reset offers hope for reform, but state attorneys general are already building a fragmented and punitive new regulatory regime
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The Death Knell for Elizabeth Warren’s CFPB
Author: Patrick M. Brenner
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SPPI Opposes Steve Pearce’s BLM Nomination
The Institute warns that the Pearce nomination could undermine western land management
50-year loan terms would triple total debt while government regulations continue driving up building costs
Why should Congress uphold the GENIUS Act’s ban on stablecoin rewards to prevent digital money from becoming digital debt?
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Report: The Case Against 50-Year Mortgages
How will Washington’s housing “fix” entrench debt, inflate prices, and undermine the American Dream?
Subsidized debt drives up prices, sucks up wealth, and makes it hard for millennials to buy homes.
The Mortgage Bankers Association’s slow, self-serving defense of the 30-year mortgage proves that lifetime debt, not homeownership, is the product they’re really selling.
Congress must update the Bank Secrecy Act for the 21st century…
Originally published at abqjournal.com on October 18, 2025. Jeff Tucker is right about one thing: New Mexico needs to think big. His recent call for a billion-dollar NBA arena in Albuquerque is exactly the kind of visionary thinking our state has lacked for decades. But where Tucker sees an opportunity for government to build a […]
In his letter responding to my column in The Wall Street Journal, “The Case Against 30-Year Mortgages,” former Freddie Mac executive David Andrukonis defends the 30-year fixed-rate mortgage as a transparent, borrower-friendly product. In “A Confused Case Against 30-Year Mortgages,” he argues that such loans are fully prepayable, giving homeowners flexibility to refinance or pay […]