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Patrick M. Brenner

  • All
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  • Policy Brief

    Regulation Without Disclosure

    What the GAO’s review of the NAIC means for insurance consumers.

    Patrick M. Brenner  |  July 29, 2026

  • Policy Brief

    FDA’s Peptide Review Should Include a Hard Look at the Supply Chain

    Why regulators must look beyond patient access and weigh the risks of foreign supply chain dependencies.

    Patrick M. Brenner  |  July 22, 2026

  • Coalition Letter

    SPPI Joins Coalition Urging the SEC to Adopt Optional Semiannual Reporting

    A coalition letter urges SEC Chairman Paul S. Atkins to adopt the agency’s proposed rule giving public companies the option to report semiannually instead of quarterly.

    Patrick M. Brenner  |  July 6, 2026

  • Op-Ed

    California’s Crackdown on Consumer Credit Just Hit a Wall

    The fight over bank-fintech partnerships is really a fight over price controls, preemption, and access to credit.

    Originally published inDC Journal

    Patrick M. Brenner  |  June 25, 2026

  • Coalition Letter

    SPPI Joins Coalition Urging Senate Judiciary Committee to Reject the American Innovation and Choice Online Act

    The letter asks Senate Judiciary Committee Chairman Chuck Grassley and Ranking Member Dick Durbin to reject the American Innovation and Choice Online Act.

    Patrick M. Brenner  |  June 11, 2026

  • Op-Ed

    ‘For Heaven’s sake, stop it’ DIDMCA opt outs harm interstate commerce

    State-level DIDMCA opt-outs threaten to fragment the national credit market.

    Originally published inAmerican Banker

    Patrick M. Brenner  |  June 10, 2026

  • Testimony & Comments

    SPPI Supports the OCC in Blocking Harmful State Banking Mandates

    A new comment letter from the Southwest Public Policy Institute highlights the existential threat that state-level interference poses to the national economy.

    Patrick M. Brenner  |  May 27, 2026

  • Op-Ed

    To Interchange or Not to Interchange…

    Why state-level price controls threaten $35 billion in credit card rewards and household budgeting.

    Originally published inDC Journal

    Patrick M. Brenner  |  May 27, 2026

  • Op-Ed

    Illinois and Colorado are coming for your airline miles

    Spirit Airlines is gone. The airline business is fragile. Fuel prices move. Labor costs rise. Consumers chase low fares. Regulators block mergers. Politicians threaten bailouts. Then, when the math no longer works, planes stop flying. That…

    Originally published inThe Hill

    Patrick M. Brenner  |  May 27, 2026

  • Op-Ed

    My Retirement Accounts Fail In the World I Actually Live In

    The rich already invest this way. Workers should be allowed to as well.

    Originally published inRealClearMarkets

    Patrick M. Brenner  |  May 21, 2026

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