Categories
Arizona California Colorado Domestic Policy Economy Government Regulation Government Transparency and Accountability Markets and Finance Nevada New Mexico Oklahoma Poverty and Inequality Press Public Opinion Texas Top Issues Updates Utah

SPPI Joins Coalition Opposing the RECOUP Act

The Southwest Public Policy Institute (SPPI), a leading advocate for policy solutions that enhance freedom and prosperity in the Southwest, today announced its support for the Competitive Enterprise Institute-led coalition opposing the RECOUP Act (S. 2190). By signing the coalition letter, SPPI aligns itself with other prominent policy groups and experts in urging Congress to […]

Categories
Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Markets and Finance Political Thought Poverty and Inequality Public Opinion Top Issues

The Wells Fargo Flex Loan is Anything But Flexible

Wells Fargo’s Flex Loan program is a labyrinth of unclear eligibility requirements and a baffling case of vanishing funds.

Categories
Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Markets and Finance New Mexico Political Thought Poverty and Inequality Top Issues

Albuquerque Journal: A public bank could crowd out community-based financial institutions

The 2022 passage of House Bill 132, which set a stringent cap of 36% on interest rates for consumer loans, is having its intended and significant repercussions on New Mexico’s financial landscape. This was no accident: by restricting the interest rates that small-dollar lenders can charge, the rate cap effectively marginalized an entire segment of […]

Categories
Budget and Spending Culture Domestic Policy Economic Opportunity Economy Energy, Environment, and Natural Resources Government Spending New Mexico Political Thought Poverty & Welfare Poverty and Inequality Top Issues Welfare

Las Cruces Sun News: A case for a permanent fund dividend

New Mexico stands on the cusp of a golden era, with its oil and gas boom enriching the state’s coffers to unprecedented levels. Now is the time to ensure that this wealth directly benefits the very people who make New Mexico vibrant and unique: its residents. Drawing inspiration from Alaska’s Permanent Fund Dividend (PFD), it’s […]

Categories
Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Markets and Finance Political Thought Poverty and Inequality Public Opinion Top Issues Updates

Albuquerque Journal: The myth of big-bank small-dollar loans

In response to Fred Nathan’s (July 30) op-ed praising New Mexico’s efforts to end predatory lending, I must assert that the celebratory tone is premature and misguided. Two significant studies conducted by the Southwest Public Policy Institute — “No Loan For You!” published in March 2023 and “No Loan For You, Too!” published in June […]

Categories
Agriculture Domestic Policy Economy Energy & Environment Government Regulation Hunger and Food Programs Legal and Judicial Top Issues Utah

No Fertilizer, No Farms

Eco-alarmists stage another assault on the American Southwest’s mineral bonanza.

Categories
Arizona California Colorado Domestic Policy Economy Government Regulation Markets and Finance Nevada New Mexico Oklahoma Political Thought Poverty and Inequality Public Opinion Texas Top Issues Updates Utah

Safeguarding Access to Lending Services for Unbanked and Low-Income Americans

Last week, the Southwest Public Policy Institute joined Carrie Sheffield from the Independent Women’s Forum, Tirzah Duren from the American Consumer Institute, and Ann Petros from the National Association of Federally-Insured Credit Unions for the panel discussion “Protecting Lending Services For Unbanked, Low-Income Americans”, part of IWF’s Center for Economic Opportunity Policy Chat series. In […]

Categories
Arizona California Colorado Conservatism Culture Domestic Policy Education Nevada New Mexico Oklahoma Political Thought Poverty and Inequality Progressivism Public Opinion Texas Top Issues Updates Utah

Shocking Decline in Academic Scores Revealed: Are Our Schools Failing?

Recent data from the National Assessment of Academic Progress (NAEP), also known as the “Nation’s Report Card,” reveals a significant decline in reading and math scores for 13-year-olds. The results highlight the academic failures caused by COVID lockdowns and school closures. The average scores in reading have dropped to levels last observed in the 1970s, […]

Categories
Domestic Policy Economy Government Regulation Markets and Finance New Mexico Poverty and Inequality Top Issues

RealClearMarkets: Need a $200 Loan? You’re Mostly Outta Luck

Originally published at realclearmarkets.com on June 21, 2023 In New Mexico, an interest rate cap on specialized emergency loans when into effect in January. Since then, big-bank promoters have endorsed the small-dollar short-term loan products offered by U.S. Bank, Bank of America, Wells Fargo, Huntington Bank, and others as alternatives. Recently, those same activists have thrown in support for […]

Categories
Arizona California Colorado Culture Data Domestic Policy Economy Government Spending Life Nevada New Mexico Oklahoma Poverty & Welfare Taxes Texas Top Issues Updates Utah

In which Southwest states do residents pay the most sales tax?

New Mexico and Nevada lead the region, while Oklahoma and Utah report the lowest sales tax burdens.

Exit mobile version