Better living through better policy.

Tag: Lending Regulation

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Washington Post: Mortgage rates just fell below a crucial psychological threshold

Post author By Patrick M. Brenner
Post date March 14, 2026
No Comments on Washington Post: Mortgage rates just fell below a crucial psychological threshold

The difference from a 6 percent rate is tiny, but the appeal to customers is big.

Tags 30-Year Fixed Mortgage, American Housing Market, Annual Percentage Rate, APR, Asset Ownership, Auto Loans, Banking Regulation, Buy Now Pay Later, Charm Pricing, Consumer Credit, Consumer Finance, Consumer Psychology, Cost Of Borrowing, Credit Cards, Credit Markets, Credit Transparency, Debt Culture, Depository Institutions Deregulation And Monetary Control Act, Economic Behavior, Economic Perception, Financial Deregulation, Financial Disclosure, Financial Literacy, Financial Markets, financial regulation, Home Buying, Household Debt, Housing Affordability, Housing Demand, Housing Economics, Housing Finance, Housing Market, Housing Policy, Interest Rate Exportation, Interest Rate Perception, Interest Rate Psychology, Lending Regulation, Lending Standards, Lending Transparency, Loan Pricing, Marquette National Bank v. First Of Omaha Service Corp, Monthly Payments, Mortgage Advertising, Mortgage Economics, Mortgage Industry, Mortgage Interest Rates, Mortgage Marketing, Mortgage Policy, Mortgage Rate Threshold, Mortgage Rates, Mortgage Refinance, Mortgage Sentiment, Patrick M Brenner, Payday Loans, Personal Finance, Psychological Pricing, Real Estate Finance, Southwest Public Policy Institute, Subscription Economy, Total Loan Repayment, Truth In Lending Act, U.S. Household Debt, Washington Post Opinion

Conservatism Courts Crime and Justice Culture Domestic Policy Economic Opportunity Economy Government Regulation Infrastructure & Technology Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion The Constitution Top Issues Trade Updates

DC Journal: Trump’s Tariffs Are Changing How Consumers Use Credit

Post author By Lucas J. Parker
Post date December 15, 2025
1 Comment on DC Journal: Trump’s Tariffs Are Changing How Consumers Use Credit

Tariffs and credit price controls are squeezing American families From both sides.

Tags Bipartisan Policy Failure, BNPL Loans, Buy Now Pay Later, Consumer Credit, Consumer Finance, Consumer Prices, Consumption Tax, Cost Of Credit, Cost Of Living, credit access, Credit Availability, Credit Card Debt, Credit Markets, Credit Shortages, Debt Reliance, Economic Freedom, Economic Growth, Economic Policy, Federal Policy, Financial Inclusivity, Financial Literacy, financial regulation, Financial Stability, Free Market Economics, Government Intervention, Hidden Taxes, Household Debt, Inflation, Inflationary Pressure, Interest Rate Caps, Lending Caps, Lending Regulation, Market Distortion, Market-Based Solutions, Middle-Class Households, Personal Finance, Populism, Price Controls, Regressive Taxes, Regulatory Overreach, Small Loan Lending, Small-Dollar Loans, Stagflation, Subprime Credit, Tariffs, Trade Policy, Trade War, Working-Class Families

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