Better living through better policy.

Tag: Interest Rate Caps

SPPI Files Federal Complaint After New Mexico Attorney General Fails to Act

Post author By Southwest Public Policy Institute
Post date September 17, 2025
1 Comment on SPPI Files Federal Complaint After New Mexico Attorney General Fails to Act

The Southwest Public Policy Institute (SPPI) has filed a formal complaint with the Consumer Financial Protection Bureau (CFPB) regarding the loan-sharking lending practices of former State Representative Tara Jaramillo and her company, Positive Outcomes, Inc. The action follows years of inaction by New Mexico Attorney General Raúl Torrez and other state agencies, despite overwhelming evidence […]

Alaska Conservatism Domestic Policy Economic Opportunity Economy Government Regulation Illinois Infrastructure & Technology Legal and Judicial Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Technology Top Issues Updates

Anchorage Daily News: How payday loan restrictions can hurt the people they’re meant to help

Post author By Patrick M. Brenner
Post date August 26, 2025
No Comments on Anchorage Daily News: How payday loan restrictions can hurt the people they’re meant to help

Good intentions don’t pay the bills. But choice, transparency, and access can.

Alaska Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion The Constitution Top Issues Updates

Victory for Alaskans: Governor Mike Dunleavy Vetoes Harmful Price Control Bill

Post author By Southwest Public Policy Institute
Post date June 27, 2025
No Comments on Victory for Alaskans: Governor Mike Dunleavy Vetoes Harmful Price Control Bill

The veto of Alaska’s SB 39 preserves critical credit access for underserved consumers and rejects the failed model of rate caps seen in New Mexico and Illinois.