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    Why senators’ efforts to kill overdraft fees is overkill

    Capping overdraft fees won’t help struggling families, it will cut off their last line of credit.

    Originally published inThe Hill

    Patrick M. Brenner  |  September 8, 2025

  • Op-Ed

    How payday loan restrictions can hurt the people they’re meant to help

    Good intentions don’t pay the bills. But choice, transparency, and access can.

    Originally published inAnchorage Daily News

    Patrick M. Brenner  |  August 26, 2025

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