• Policy Brief

    Lip Service Masquerading as Credit Inclusivity

    When Wells Fargo first rolled out its Flex Loan program, it was heralded by advocates like The Pew Charitable Trusts as evidence that America’s largest banks were finally offering an “affordable” alternative to short-term credit products.…

  • Press Release

    Victory for Alaskans: Governor Mike Dunleavy Vetoes Harmful Price Control Bill

    The veto of Alaska’s SB 39 preserves critical credit access for underserved consumers and rejects the failed model of rate caps seen in New Mexico and Illinois.