The Center for Responsible Lending’s “Buried in Debt” report fails as policy analysis.
Author: Southwest Public Policy Institute
The Southwest Public Policy Institute is a think tank dedicated to improving the quality of life in the American Southwest by formulating, promoting, and defending sound public policy solutions. Our mission is simple: to deliver better living through better policy.
The Southwest Public Policy Institute (SPPI) is proud to announce that Dain Ehring, a nationally recognized technology entrepreneur and pioneer in financial and digital innovation, has joined its Board of Directors. Mr. Ehring has over 40 years of experience driving innovation in technology, financial services, and digital ecosystems. As CEO of DAIN ALLEN LLC, he manages strategic […]
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Report: 1033 Error, Rule Not Sound
The CFPB’s open-banking mandate endangers consumers.
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Report: The Case Against 50-Year Mortgages
How will Washington’s housing “fix” entrench debt, inflate prices, and undermine the American Dream?
The Southwest Public Policy Institute (SPPI) has filed a formal complaint with the Consumer Financial Protection Bureau (CFPB) regarding the loan-sharking lending practices of former State Representative Tara Jaramillo and her company, Positive Outcomes, Inc. The action follows years of inaction by New Mexico Attorney General Raúl Torrez and other state agencies, despite overwhelming evidence […]
When Wells Fargo first rolled out its Flex Loan program, it was heralded by advocates like The Pew Charitable Trusts as evidence that America’s largest banks were finally offering an “affordable” alternative to short-term credit products. Bankrate’s own review of the Flex Loan paints a favorable picture, touting fast approval, lower fees than payday loans, […]
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SPPI Launches Champions Program
New partnership program invites leaders to advance liberty, transparency, and prosperity across the nation.
The Southwest Public Policy Institute (SPPI) has been awarded the 2025 Platinum Seal of Transparency from Candid (formerly Guidestar), the premier recognition for nonprofit transparency and accountability. The Platinum Seal is the highest level of distinction offered by Candid, achieved by fewer than 1% of registered nonprofits nationwide. It recognizes organizations that provide clear, comprehensive […]
The Southwest Public Policy Institute (SPPI) is proud to announce the unanimous appointment of Zachary Fort to its Board of Directors during the Institute’s quarterly board meeting held Monday, August 11th. Fort’s appointment comes as SPPI recognizes the dedicated service of three outgoing board members—Megan DeLaRosa, Becky Ingoglia, and Patrick O’Brien—whose terms have reached their […]
“Large nonprofit hospital systems have exploited taxpayer subsidies and regulatory loopholes while failing to deliver the public benefit they promise.”