Category: Budget and Spending

Model Legislation: NAIC Transparency and Accountability Act

Post author By Patrick M. Brenner
Post date August 28, 2026
1 Comment on Model Legislation: NAIC Transparency and Accountability Act

Michigan has required the National Association of Insurance Commissioners to report to its legislature since 1998. Forty-nine states have not. Model legislation, free to adopt, from the Southwest Public Policy Institute.

Budget and Spending Government Regulation Markets and Finance Transparency

Regulation Without Disclosure

Post author By Patrick M. Brenner
Post date July 29, 2026
1 Comment on Regulation Without Disclosure

What the GAO’s review of the NAIC means for insurance consumers.

Budget and Spending Government Regulation Housing Markets and Finance

SPPI in the Spotlight: Exposing Opioid Settlement Secrecy, Regulatory Overreach, and Real Estate Trap Doors

How SPPI is driving transparency, market competition, and accountability in public policy.

Budget and Spending Conservatism Courts Culture Cybersecurity Domestic Policy Economy Government Regulation Government Spending Government Transparency and Accountability Infrastructure & Technology Legal and Judicial Life Markets and Finance New Mexico Political Thought Progressivism Public Opinion Reports Security Technology Top Issues Transparency Updates

Report: Rolling the Dice

Post author By Southwest Public Policy Institute
Post date March 23, 2026
No Comments on Report: Rolling the Dice

Procurement failures and vendor transition risks threaten the New Mexico Lottery.

Tags Bid Scoring Methodology, Central Gaming System, Contract Duration Limits, Contract Extension Risk, Cost Versus Technical Evaluation, Critical Infrastructure Procurement, Emergency Contract Extensions, Evaluation Committee Process, Government Accountability, Government Contracting, Government Efficiency, Government Oversight, Government Procurement, Higher Education Funding, Implementation Risk, Infrastructure Governance, Infrastructure Transition Failures, Internal Audit Review, International Game Technology (IGT), Intralot, Legislative Lottery Scholarship Program, Lottery Gaming Systems, Lottery Infrastructure, Lottery Procurement, Lottery Retailers, Lottery Revenue Risk, Lottery Technology Providers, Lottery Vendor Contracts, New Mexico Lottery Act, New Mexico Lottery Authority (NMLA), New Mexico Procurement Code, NMSA 1978 Section 6-24-9, Operational Continuity, Policy Analysis, Pollard Banknote, Procurement Accountability, Procurement Compliance, Procurement Governance, Procurement Transparency, Public Finance Risk, Public Policy Research, Public Procurement Failures, Public Sector Risk Management, Public-Private Partnerships, Regulatory Compliance, Retail Network Operations, Risk Of Service Disruption, Scholarship Funding Risk, Scientific Games, Sole-Source Contracts, Southwest Public Policy Institute (SPPI), State Lottery Operations, State Revenue Systems, State Statutes Compliance, System Conversion Risk, System Deployment Delays, Technology Procurement Failures, Think Tank Research, Transition Planning, Vendor Transition Risk

Budget and Spending Data Economic Opportunity Government Regulation Trade

Construction Halted: Trump’s Tariffs Threaten Infrastructure Projects

Post author By Lucas J. Parker
Post date March 6, 2026
2 Comments on Construction Halted: Trump’s Tariffs Threaten Infrastructure Projects

Tariffs on steel, aluminum, and copper are driving up costs, delaying infrastructure projects, and threatening growth across key sectors of the American economy.

Tags Aluminum Tariffs, American Businesses, Construction Costs, Consumer Prices, Copper Tariffs, Corporate Investment, Economic Development, Economic Policy Debate, Economic Slowdown, Global 10 Percent Tariff, Global Trade, Government Spending, Grocery Inflation, Home Building Costs, Housing Construction, Hyundai Louisiana Plant, Import Taxes, Industrial Expansion, Industrial Investment, Industrial Policy, Inflation, Infrastructure Costs, Infrastructure Investment, Infrastructure Spending, Job Growth, Local Economies, Manufacturing Costs, Metal Imports, Plant Expansion, Rail Transportation, Railroad Infrastructure, Steel Tariffs, Supply Chains, Supreme Court Ruling On Tariffs, Tariffs, Taxpayer Costs, Trade Barriers, Trade Negotiations, Trade Policy

Budget and Spending Conservatism Courts Crime and Justice Domestic Policy Education Government Regulation Government Spending Government Transparency and Accountability Infrastructure & Technology Legal and Judicial New Mexico Political Thought Progressivism Public Opinion Top Issues Transparency Updates

SPPI Files Public Records Request Regarding New Mexico Lottery Contract Procurement

Post author By Southwest Public Policy Institute
Post date February 27, 2026
No Comments on SPPI Files Public Records Request Regarding New Mexico Lottery Contract Procurement

SPPI seeks transparency and legal clarity regarding the New Mexico Lottery Authority’s procurement process and transition planning for the state gaming system contract.

Budget and Spending Conservatism Culture Debt Domestic Policy Economic Opportunity Economy Education Education Freedom and Reform Government Regulation Government Spending Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Transparency Updates

Santa Fe New Mexican: Let’s reimagine financial literacy education

Post author By Lucas J. Parker
Post date December 25, 2025
1 Comment on Santa Fe New Mexican: Let’s reimagine financial literacy education

We need to modernize how financial literacy is taught entirely.

Tags APR Education, Compounding Interest, Consumer Finance, credit access, Credit Card Debt, Credit Scores, Debt Management, Economic Education, Economic Opportunity, Education Policy, Education Reform, Financial Curriculum Modernization, Financial Decision Making, Financial Empowerment, Financial Literacy, Financial Literacy Legislation, Financial Literacy Reform, Financial Responsibility, Financial Wellbeing, Gen Z Debt, HB 171, High School Financial Literacy, Household Debt, Interest Rates, Mortgage Education, New Mexico Education, New Mexico Policy, New Mexico Schools, Personal Finance Education, Real World Finance Skills, Responsible Borrowing, Southwest Public Policy Institute (SPPI), Student Debt, Youth Financial Education

Budget and Spending Conservatism Courts Culture Cybersecurity Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Housing Infrastructure & Technology Legal and Judicial Life Markets and Finance Political Thought Progressivism Public Opinion Reports Technology Top Issues Updates

Report: 1033 Error, Rule Not Sound

Post author By Southwest Public Policy Institute
Post date November 24, 2025
2 Comments on Report: 1033 Error, Rule Not Sound

The CFPB’s open-banking mandate endangers consumers.

Tags Application Programming Interfaces (APIs), Authorized Third Parties, Banks And Credit Unions, Chevron Deference, Comparison Shopping Tools, Consumer Data Access, Consumer Financial Protection Bureau (CFPB), Consumer Protection Policy, Credit Karma, Cybersecurity Risks, Data Breach Risks, Data Governance, Data Monetization, Data Portability, Data Privacy Frameworks, Data Security, Data Sharing Agreements, Digital Financial Platforms, Dodd-Frank Act, Economic Freedom, Federal Court Injunction, Financial Compliance, Financial Data Aggregators, Financial Data Ecosystem, Financial Data Exchange (FDX), Financial Fraud Prevention, Financial Innovation, Financial Institutions, Financial Market Stability, Financial Privacy, Financial Regulation Reform, Financial Services Policy, financial technology, Financial Transparency, Fintech Regulation, Free Market Policy, Gramm-Leach-Bliley Act (GLBA), Lead Generators, Lending Tree, Liability Asymmetry, Loper Bright Decision, Major Questions Doctrine, Market-Based Innovation, Meta Fraud Report, National Security Risks, NerdWallet, Open Banking, Personal Financial Data Rights Rule, Plaid Data Connections, Price Controls, Regulatory Compliance, Regulatory Overreach, Rohit Chopra, Screen Scraping, Section 1033, Statutory Authority Limits, Third-Party Data Access, Trump Administration Rulemaking, Voluntary Industry Standards

Budget and Spending Conservatism Culture Domestic Policy Government Regulation Government Spending Health Care Life Medicare Political Thought Poverty & Welfare Poverty and Inequality Public Opinion Top Issues Updates Welfare

Rural Medicare Advantage Customers See Decreased Options

Post author By Lucas J. Parker
Post date November 7, 2025
No Comments on Rural Medicare Advantage Customers See Decreased Options

As the December 7 Medicare Open Enrollment deadline approaches, rural seniors face shrinking coverage options as major insurers scale back Medicare Advantage plans nationwide.