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Tag: Dodd-Frank Wall Street Reform and Consumer Protection Act

American Banker: Death by a thousand caps—State laws could kill credit card rewards

Post author By Patrick M. Brenner
Post date March 29, 2025
No Comments on American Banker: Death by a thousand caps—State laws could kill credit card rewards

A group of states are pursuing similar efforts to cap credit card interchange fees, endangering rewards programs that customers value, and raising concerns about an illegal interstate compact.

Tags Credit Card Rewards Programs, Credit Cards, Dodd-Frank Wall Street Reform and Consumer Protection Act, Durbin Amendment, Interchange Fees, MasterCard, Price Controls, Supreme Court of the United States (SCOTUS), Swipe Fees, Transactions, Visa

Colorado Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Updates

Colorado’s House Bill 1282 Swipe Fee Legislation: A Price Control by Another Name

Post author By Patrick M. Brenner
Post date March 24, 2025
No Comments on Colorado’s House Bill 1282 Swipe Fee Legislation: A Price Control by Another Name

Colorado’s interchange swipe fee cap will ultimately harm small businesses, drive up banking costs, and gut credit card rewards.

Tags Competition, Credit, Credit Card, Credit Card Rewards Programs, Dodd-Frank Wall Street Reform and Consumer Protection Act, Durbin Amendment, Interchange Fees, Swipe Fees, Taxes

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Backdoor Price Control: New Mexico’s HB476 Interchange Fee Cap Scheme

Post author By Patrick M. Brenner
Post date February 28, 2025
4 Comments on Backdoor Price Control: New Mexico’s HB476 Interchange Fee Cap Scheme

New Mexico’s HB 476 stealthily caps interchange fees by targeting sales tax, bypassing federal oversight while shifting costs to consumers and small businesses.

Tags Banking, Consumerism, Credit, Credit Cards, Debt, Dodd-Frank Wall Street Reform and Consumer Protection Act, Durbin Amendment, Interchange Fees, Rewards

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Arizona End-Run: How HB 2629 Sneaks in a Credit Card Interchange Fee Cap

Post author By Patrick M. Brenner
Post date February 28, 2025
4 Comments on Arizona End-Run: How HB 2629 Sneaks in a Credit Card Interchange Fee Cap

Price Controls Arizona Credit Card Interchange Fees

Arizona’s HB 2629 stealthily caps interchange fees by targeting sales tax, bypassing federal oversight while shifting costs to consumers and small businesses.

Tags Banking, Consumerism, Credit, Credit Cards, Debt, Dodd-Frank Wall Street Reform and Consumer Protection Act, Durbin Amendment, Interchange Fees, Rewards, Spending

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Fox News: Trump can delete Elizabeth Warren’s failed experiment once and for all

Post author By Patrick M. Brenner
Post date February 5, 2025
No Comments on Fox News: Trump can delete Elizabeth Warren’s failed experiment once and for all

CFPB is doing more harm than good, and its dissolution is not just a policy preference but an economic necessity.

Tags Care.com, Consumer Financial Protection Act (CFPA), Dodd-Frank Wall Street Reform and Consumer Protection Act, Donald J. Trump, Elizabeth Warren, Elon Musk, Fox News, Regulatory Capture, Rohit Chopra, Supreme Court of the United States (SCOTUS)

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Is Elon Musk Serious with his “Delete CFPB” Tweet?

Post author By Patrick M. Brenner
Post date November 27, 2024
2 Comments on Is Elon Musk Serious with his “Delete CFPB” Tweet?

In a late-night post on his social media platform X, billionaire entrepreneur and incoming Department of Government Efficiency head Elon Musk made a bold declaration: “Delete CFPB. There are too many duplicative regulatory agencies.” Musk’s succinct yet striking comment has ignited a vital debate about the role and efficacy of the Consumer Financial Protection Bureau […]

Tags Consumer Financial Protection Bureau (CFPB), Department of Government Efficiency (DoGE), Dodd-Frank Wall Street Reform and Consumer Protection Act, Elizabeth Warren, Elon Musk, Joe Rogan, Rohit Chopra

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New Interview Alert: Brenner on CFPB Overreach with American Legal Record Podcast

Post author By Liam Gray
Post date May 14, 2024
No Comments on New Interview Alert: Brenner on CFPB Overreach with American Legal Record Podcast

Patrick M. Brenner, recently appeared on the American Legal Record Podcast to discuss his views on the Consumer Financial Protection Bureau (CFPB) and its latest regulatory moves. In this insightful interview covered by American Credit News, Patrick delves into the core issues surrounding the CFPB’s recent circular on price comparison shopping sites and critically analyzes […]