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    Modernizing the Bank Secrecy Act: Cutting Red Tape and Ending Debanking

    Congress must update the Bank Secrecy Act for the 21st century…

    Patrick M. Brenner  |  October 23, 2025

  • Op-Ed

    How payday loan restrictions can hurt the people they’re meant to help

    Good intentions don’t pay the bills. But choice, transparency, and access can.

    Originally published inAnchorage Daily News

    Patrick M. Brenner  |  August 26, 2025

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    Fighting Back Against Rate Caps in Alaska: SPPI’s Testimony on Senate Bill 39

    Last week, I had the opportunity to testify before the Alaska Senate Finance Committee on the dangers of Senate Bill 39, a proposal to impose a 36% APR cap on consumer credit. Additional testimony was submitted…

    Patrick M. Brenner  |  March 24, 2025

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