Markets and Finance
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Policy Brief
The CFPB’s Desperate Eleventh-Hour Overreach
Rohit Chopra is lashing out with desperate, partisan overreach in his final days, prioritizing political agendas over consumer protection while creating regulatory chaos and undermining the legitimacy of his tenure and that of the CFPB.
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Op-Ed
Legal innovations strengthen the Southwest’s appeal
The American Southwest is cementing its position as the nation’s most business-friendly region, and a groundbreaking legal development in Texas may soon add another compelling reason for companies to relocate here. As corporate entities and individuals…
Originally published inOdessa American
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Op-Ed
President-elect Trump should declare a ceasefire in the war on credit
Thought exercise: What would your life look like without access to credit? No credit cards, no buying a house or vehicle without cash on hand and no access to something as simple as overdraft protection tied…
Originally published inAmerican Banker
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Event
Betting on the Future: SPPI Tackling Lending Challenges at Vegas Conference
SPPI heads to Las Vegas for the Online Lenders Alliance’s annual Tribal Lending Conference to connect with industry leaders and tackle the future of financial services.
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Policy Brief
Is Elon Musk Serious with his “Delete CFPB” Tweet?
In a late-night post on his social media platform X, billionaire entrepreneur and incoming Department of Government Efficiency head Elon Musk made a bold declaration: “Delete CFPB. There are too many duplicative regulatory agencies.” Musk’s succinct…
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Policy Brief
FDIC’s Unbanked and Underbanked Households
SPPI’s reports, OLA’s studies, and the FDIC’s findings highlight the urgent need to protect credit access for unbanked and underbanked households.
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Op-Ed
SCOTUS Decision Offers Americans Unrealized Gains
The U.S. Senate investigation into Boeing’s safety practices and the FAA’s ineffective oversight revealed that Boeing, under pressure to prioritize production speed over safety, suffered quality control issues that endangered consumers. Despite these risks, the FAA’s overreliance on…
Originally published inNewsmax
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Policy Brief
Easier Cancellations, Harder Consequences: How the FTC’s “Click-to-Cancel” Rule Misses the Mark
The FTC’s new “Click-to-Cancel” rule simplifies subscription cancellations but risks stifling innovation and imposing costly burdens on businesses and consumers alike.
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Event
Swipe Right at Lend360: A Look at the Latest Research
We are excited to announce that Patrick M. Brenner, President of the Southwest Public Policy Institute (SPPI), will be attending this year’s Lend360 conference in Nashville! As one of the leading voices in financial services policy,…
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Policy Brief
A “Revamp” Gone Wrong: GovLoans.gov Is No Longer Safe
The recent “upgrade” to GovLoans.gov has turned into a major security risk, with antivirus alerts flagging the official site as potentially malicious.