Economy
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TV & Radio
New Interview Alert: The Dangers of CFPB’s Latest Directive on Comparison Shopping Websites
In a recent interview on Real America’s Voice, Patrick M. Brenner, President of the Southwest Public Policy Institute, sat down with host Michelle Backus to discuss a pressing issue that threatens the foundation of consumer choice…
Aired onReal America’s Voice
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Op-Ed
CFPB’s latest overreach threatens to nationalize consumer finance
In a bold move that may reshape the U.S. consumer finance landscape, Rohit Chopra’s Consumer Financial Protection Bureau has issued Consumer Financial Protection Circular 2024-01, marking a significant overreach into how Americans access financial services. This…
Originally published inAmerican Banker
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Coalition Letter
SPPI Joins Coalition Opposing the RECOUP Act
The Southwest Public Policy Institute (SPPI), a leading advocate for policy solutions that enhance freedom and prosperity in the Southwest, today announced its support for the Competitive Enterprise Institute-led coalition opposing the RECOUP Act (S. 2190).…
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Policy Brief
The Wells Fargo Flex Loan is Anything But Flexible
Wells Fargo’s Flex Loan program is a labyrinth of unclear eligibility requirements and a baffling case of vanishing funds.
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Op-Ed
Colorado’s Intrastate Minimum-Wage Compacts Will Hurt the State
Experience shows that businesses pass on increased costs to consumers, hurting the very people wage hikes are supposed to help.
Originally published inNational Review
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Press Release
SPPI Condemns CFPB for Alleged Discrimination Against Black and Hispanic Employees
Rio Rancho, NM – The Southwest Public Policy Institute (SPPI) strongly condemns the Consumer Financial Protection Bureau (CFPB) for alleged racial discrimination against at least 85 Black and Hispanic employees. This follows news that the U.S.…
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Op-Ed
Who’s protecting consumers from the Consumer Financial Protection Bureau?
If CFPB found a financial institution had suffered a data breach of a similar magnitude, the fines and fees would be astronomical.
Originally published inFox News
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Op-Ed
A public bank could crowd out community-based financial institutions
The 2022 passage of House Bill 132, which set a stringent cap of 36% on interest rates for consumer loans, is having its intended and significant repercussions on New Mexico’s financial landscape. This was no accident:…
Originally published inAlbuquerque Journal
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Op-Ed
Excessive regulation is fueling a health care crisis in Utah
Recent research has shown that health care consolidations not only lower costs for health care consumers but also improve multiple indicators of quality patient care.
Originally published inDeseret News