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Compounding Interest: Reader Replies, Part II

When The Wall Street Journal published my op-ed, “The Case Against 30-Year Mortgages,” I expected disagreement. What I didn’t expect was the flood of thoughtful, funny, and occasionally fiery responses from readers across the country. Read the full series here. Some wrote to debate, others to commiserate, and a few to wonder aloud whether the […]

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Culture Debt Domestic Policy Economic Opportunity Economy Government Regulation Housing Markets and Finance Political Thought Public Opinion Reader Replies Transparency

Compounding Interest: Reader Replies, Part I

After my recent op-ed in The Wall Street Journal, “The Case Against 30-Year Mortgages,” readers had plenty to say. Some were critical, most were kind, and many brilliantly insightful. Below is a selection of responses, shared anonymously for privacy, that reveal how deeply Americans feel about the strange alchemy of homeownership, debt, and the illusion […]

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Vought Charts New Path for the CFPB

Russell Vought signals a shift toward proportional, efficient regulation after years of CFPB overreach under Rohit Chopra.

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American Banker: Out of One, Many

As CFPB retreats, the new danger is a jumble of state-level mandates.

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SPPI Launches Champions Program

New partnership program invites leaders to advance liberty, transparency, and prosperity across the nation.

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Out of One, Many

Why banks, payment networks, merchant servicers, and financial firms will face a harder four years, and what to do about it.

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SPPI Welcomes Zachary Fort to Board of Directors

The Southwest Public Policy Institute (SPPI) is proud to announce the unanimous appointment of Zachary Fort to its Board of Directors during the Institute’s quarterly board meeting held Monday, August 11th. Fort’s appointment comes as SPPI recognizes the dedicated service of three outgoing board members—Megan DeLaRosa, Becky Ingoglia, and Patrick O’Brien—whose terms have reached their […]

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SPPI Continues Global Engagement Through Partnership with Global Ties

A visiting European delegation through Global Ties discussed how regional think tanks like SPPI influence U.S. foreign policy.

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Budget and Spending Conservatism Courts Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Infrastructure & Technology Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Technology Transparency Updates

An Overdue Course Correction at the CFPB

Acting CFPB Director Russ Vought’s rollback of state enforcement overreach marks a critical return to legal restraint, restoring constitutional balance and regulatory clarity to America’s financial system.

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New Mexico Agency Ordered to Pay $30K After Losing Transparency Lawsuit

SPPI won against New Mexico’s Taxation and Revenue Department for violating public records law.