Better living through better policy.

Category: Government Spending

Budget and Spending Data Economic Opportunity Government Regulation Trade

Construction Halted: Trump’s Tariffs Threaten Infrastructure Projects

Post author By Lucas J. Parker
Post date March 6, 2026
2 Comments on Construction Halted: Trump’s Tariffs Threaten Infrastructure Projects

Tariffs on steel, aluminum, and copper are driving up costs, delaying infrastructure projects, and threatening growth across key sectors of the American economy.

Tags Aluminum Tariffs, American Businesses, Construction Costs, Consumer Prices, Copper Tariffs, Corporate Investment, Economic Development, Economic Policy Debate, Economic Slowdown, Global 10 Percent Tariff, Global Trade, Government Spending, Grocery Inflation, Home Building Costs, Housing Construction, Hyundai Louisiana Plant, Import Taxes, Industrial Expansion, Industrial Investment, Industrial Policy, Inflation, Infrastructure Costs, Infrastructure Investment, Infrastructure Spending, Job Growth, Local Economies, Manufacturing Costs, Metal Imports, Plant Expansion, Rail Transportation, Railroad Infrastructure, Steel Tariffs, Supply Chains, Supreme Court Ruling On Tariffs, Tariffs, Taxpayer Costs, Trade Barriers, Trade Negotiations, Trade Policy

Budget and Spending Conservatism Courts Crime and Justice Domestic Policy Education Government Regulation Government Spending Government Transparency and Accountability Infrastructure & Technology Legal and Judicial New Mexico Political Thought Progressivism Public Opinion Top Issues Transparency Updates

SPPI Files Public Records Request Regarding New Mexico Lottery Contract Procurement

Post author By Southwest Public Policy Institute
Post date February 27, 2026
No Comments on SPPI Files Public Records Request Regarding New Mexico Lottery Contract Procurement

SPPI seeks transparency and legal clarity regarding the New Mexico Lottery Authority’s procurement process and transition planning for the state gaming system contract.

Agriculture Alaska Arizona California Coal, Oil, Natural Gas Colorado Conservatism Culture Domestic Policy Energy & Environment Energy Economics Energy, Environment, and Natural Resources Firearms Government Regulation Government Spending Homeland Security Infrastructure & Technology Life Nevada New Mexico North Dakota Oklahoma Political Thought Progressivism Public Opinion Security Texas Top Issues Updates Utah

Zachary Fort Featured in National Public Lands Debate

Post author By Southwest Public Policy Institute
Post date February 26, 2026
No Comments on Zachary Fort Featured in National Public Lands Debate

Media coverage highlights SPPI Vice Chairman Zachary Fort’s leadership and policy engagement during debate over Bureau of Land Management nomination.

Tags Albuquerque Journal Opinion, American West Policy, BLM Director Nomination, Bureau Of Land Management, Center For Western Priorities, Conservation And Recreation Balance, Conservation Policy, Department Of The Interior, Energy Development Policy, Federal Land Management, Federal Land Policy, Federal Land Sales, Federal Lands Governance, Federal Resource Management, Government Accountability, Hunting Access, Hunting And Recreation Communities, Land Stewardship, Landscape Podcast, Las Cruces Sun News, Media Coverage Roundup, Multiple Use Land Management, National Conservation Debate, National Policy Debate, New Mexico Politics, New Mexico Public Lands, New Mexico Shooting Sports Association, New York Times Coverage, Oil And Gas Development, Organ Mountains Desert Peaks National Monument, Outdoor Heritage Protection, Outdoor Recreation Policy, Patrick M Brenner, Policy Advocacy Campaign, Public Land Access, Public Land Privatization, Public Lands Advocacy, Public Lands Campaign, Public Lands Conservation, Public Lands Debate, Public Lands Policy, Public Lands Stewardship, Public Policy Leadership, Recreational Land Use, Santa Fe New Mexican, Senate Confirmation Hearing, Senate Energy And Natural Resources Committee, Shooting Sports Advocacy, Southwest Public Policy Institute, SPPI, SPPI In The Media, Stakeholder Governance, Steve Pearce Nomination, Think Tank Advocacy, Trump Administration Interior Policy, Vet Voice Foundation, Washington Post Opinion, Western Economic Policy, Western Governance, Western Land Use Policy, Western Public Lands, Zachary Fort

Conservatism Courts Culture Debt Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Transparency Updates

The Washington Times: The dangers of credit card populism

Post author By Patrick M. Brenner
Post date February 15, 2026
No Comments on The Washington Times: The dangers of credit card populism

Capping interest rates won’t create a fairer system.

Tags 10 Percent Interest Rate Cap, Access To Affordable Credit, Affordability Debate, Annual Percentage Rate, APR Regulation, Banking Industry Economics, Banking Regulation, Bernie Sanders, Bipartisan Populism, Capital Reallocation Effects, Consumer Credit Policy, Consumer Finance Policy, credit access, Credit Card Competition, Credit Card Ecosystem, Credit Card Interest Rate Cap, Credit Card Populism, Credit Card Reform Debate, Credit Card Rewards Programs, Credit Card Rewards Redistribution, Credit Market Distortions, Credit Score Tiers, Credit Underwriting Standards, Debit Card Interchange, Deep Subprime Lending, Donald Trump Economic Policy, Durbin Amendment, Economic Consequences Of Rate Caps, Economic Shortages From Price Controls, Federal Financial Regulation, Federal Reserve Study, FICO Scores, Financial Behavior Economics, financial inclusion, Financial Market Intervention, Financial Services Populism, Financial Services Regulation, Fraud Protection Costs, Government Price Controls, High FICO Borrowers, House Financial Services Committee, Interchange Fee Caps, Interchange Fees, Jim Himes, Josh Hawley, Lending Contraction, Market Distortions, Modern Payment Systems, New York Fed Study, Payment Processing Industry, Price Controls, Regulatory Overreach, Retailer Interchange Debate, Rewards Versus APR Competition, Richmond Federal Reserve, Risk Allocation In Lending, Risk Based Pricing, Scott Bessent, Subprime Borrowers, Usury Laws, Usury Limits, Zero Liability Protection

Conservatism Culture Cybersecurity Debt Domestic Policy Economic Opportunity Economy Government Regulation Housing Infrastructure & Technology Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Technology Top Issues Transparency Updates

Weakening Tri-Merge Would Make Housing Less Affordable

Post author By Patrick M. Brenner
Post date February 6, 2026
1 Comment on Weakening Tri-Merge Would Make Housing Less Affordable

Why cutting credit reporting costs won’t fix housing affordability, and may make it worse.

Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Government Transparency and Accountability Life Markets and Finance Missouri Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Taxes Top Issues Updates

SPPI Joins National Coalition Calling on Missouri to Modernize Its Tax System

Post author By Patrick M. Brenner
Post date January 6, 2026
No Comments on SPPI Joins National Coalition Calling on Missouri to Modernize Its Tax System

Coalition backs Governor Kehoe’s effort to modernize Missouri’s tax code.

Tags Americans For Prosperity, Better Living Through Better Policy, Coalition Letter, Competitive Enterprise Institute, Economic Freedom, Economic Growth Policy, Fiscal Policy Reform, Free Market Policy, Government Waste Reduction, Governor Mike Kehoe, Income Tax Elimination, Income Tax Phase Out, Market Driven Policy, Missouri Legislature, Missouri Promise, Missouri Tax Code, Missouri Tax Reform, National Policy Coalition, National Taxpayers Union, Outdated Tax System Reform, Pro Business Policy, Pro Growth Tax Policy, Public Policy Institute, Southwest Public Policy Institute (SPPI), State Tax Reform, Tax Burden Reduction, Tax Modernization, Tax Policy Reform, Tax Reform Coalition, Taxpayer Advocacy, Taxpayer Protection

Budget and Spending Conservatism Culture Debt Domestic Policy Economic Opportunity Economy Education Education Freedom and Reform Government Regulation Government Spending Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Transparency Updates

Santa Fe New Mexican: Let’s reimagine financial literacy education

Post author By Lucas J. Parker
Post date December 25, 2025
1 Comment on Santa Fe New Mexican: Let’s reimagine financial literacy education

We need to modernize how financial literacy is taught entirely.

Tags APR Education, Compounding Interest, Consumer Finance, credit access, Credit Card Debt, Credit Scores, Debt Management, Economic Education, Economic Opportunity, Education Policy, Education Reform, Financial Curriculum Modernization, Financial Decision Making, Financial Empowerment, Financial Literacy, Financial Literacy Legislation, Financial Literacy Reform, Financial Responsibility, Financial Wellbeing, Gen Z Debt, HB 171, High School Financial Literacy, Household Debt, Interest Rates, Mortgage Education, New Mexico Education, New Mexico Policy, New Mexico Schools, Personal Finance Education, Real World Finance Skills, Responsible Borrowing, Southwest Public Policy Institute (SPPI), Student Debt, Youth Financial Education

Coal, Oil, Natural Gas Conservatism Domestic Policy Economic Opportunity Economy Energy & Environment Energy Economics Energy, Environment, and Natural Resources Government Regulation Government Spending Government Transparency and Accountability Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Press Progressivism Public Opinion Top Issues Updates

In the News: National Media and Policy Leaders Highlight SPPI

Post author By Southwest Public Policy Institute
Post date December 25, 2025
No Comments on In the News: National Media and Policy Leaders Highlight SPPI

National media, policy leaders, and regional voices alike are amplifying SPPI’s research, analysis, and solutions.

Budget and Spending Conservatism Courts Culture Cybersecurity Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Housing Infrastructure & Technology Legal and Judicial Life Markets and Finance Political Thought Progressivism Public Opinion Reports Technology Top Issues Updates

Report: 1033 Error, Rule Not Sound

Post author By Southwest Public Policy Institute
Post date November 24, 2025
2 Comments on Report: 1033 Error, Rule Not Sound

The CFPB’s open-banking mandate endangers consumers.

Tags Application Programming Interfaces (APIs), Authorized Third Parties, Banks And Credit Unions, Chevron Deference, Comparison Shopping Tools, Consumer Data Access, Consumer Financial Protection Bureau (CFPB), Consumer Protection Policy, Credit Karma, Cybersecurity Risks, Data Breach Risks, Data Governance, Data Monetization, Data Portability, Data Privacy Frameworks, Data Security, Data Sharing Agreements, Digital Financial Platforms, Dodd-Frank Act, Economic Freedom, Federal Court Injunction, Financial Compliance, Financial Data Aggregators, Financial Data Ecosystem, Financial Data Exchange (FDX), Financial Fraud Prevention, Financial Innovation, Financial Institutions, Financial Market Stability, Financial Privacy, Financial Regulation Reform, Financial Services Policy, financial technology, Financial Transparency, Fintech Regulation, Free Market Policy, Gramm-Leach-Bliley Act (GLBA), Lead Generators, Lending Tree, Liability Asymmetry, Loper Bright Decision, Major Questions Doctrine, Market-Based Innovation, Meta Fraud Report, National Security Risks, NerdWallet, Open Banking, Personal Financial Data Rights Rule, Plaid Data Connections, Price Controls, Regulatory Compliance, Regulatory Overreach, Rohit Chopra, Screen Scraping, Section 1033, Statutory Authority Limits, Third-Party Data Access, Trump Administration Rulemaking, Voluntary Industry Standards

Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Infrastructure & Technology Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Transparency Updates

The Death Knell for Elizabeth Warren’s CFPB

Post author By Patrick M. Brenner
Post date November 19, 2025
No Comments on The Death Knell for Elizabeth Warren’s CFPB

Trump’s CFPB reset offers hope for reform, but state attorneys general are already building a fragmented and punitive new regulatory regime