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    Why Alaska’s Senate Bill 39 Should Be Rejected: Lessons from New Mexico’s Failed Rate Cap

    Alaska’s Senate Bill 39 (SB 39) proposes a 36% APR cap on consumer loans up to $25,000. The bill aims to regulate financial services, prevent “predatory” lending, and bring state laws in line with federal consumer…

    Patrick M. Brenner  |  March 24, 2025

  • Op-Ed

    Share, Baby, Share; How a Permanent Oil and Gas Fund Dividend Could Empower New Mexicans

    And benefit the nation, too.

    Originally published inNational Review

    Patrick M. Brenner  |  March 5, 2025

  • Press Release

    Victory: Court Deals FCC’s One to One Consent Rule a Major Blow

    Businesses, consumers, and innovators scored a major victory as the FCC’s overreaching one-to-one consent rule was struck down.

    Patrick M. Brenner  |  January 24, 2025

  • Op-Ed

    A Boon for Foreign Call Centers, a Blow to US Jobs

    With the inauguration of Donald Trump and the leadership shakeup at the Federal Communications Commission (FCC), the regulatory landscape is shifting. Brendan Carr has replaced Jessica Rosenworcel as FCC chair, and a new Republican majority now controls the Commission.…

    Originally published inNewsmax

    Patrick M. Brenner  |  January 22, 2025

  • Policy Brief

    An Oil and Gas Permanent Fund Dividend for New Mexico: Returning Prosperity to the People

    How can we ensure these revenues benefit all New Mexicans while fostering economic sustainability?

    Patrick M. Brenner  |  January 19, 2025

  • Policy Brief

    The CFPB’s Desperate Eleventh-Hour Overreach

    Rohit Chopra is lashing out with desperate, partisan overreach in his final days, prioritizing political agendas over consumer protection while creating regulatory chaos and undermining the legitimacy of his tenure and that of the CFPB.

    Patrick M. Brenner  |  January 16, 2025

  • Policy Brief

    Is Elon Musk Serious with his “Delete CFPB” Tweet?

    In a late-night post on his social media platform X, billionaire entrepreneur and incoming Department of Government Efficiency head Elon Musk made a bold declaration: “Delete CFPB. There are too many duplicative regulatory agencies.” Musk’s succinct…

    Patrick M. Brenner  |  November 27, 2024

  • Op-Ed

    SCOTUS Decision Offers Americans Unrealized Gains

    The U.S. Senate investigation into Boeing’s safety practices and the FAA’s ineffective oversight revealed that Boeing, under pressure to prioritize production speed over safety, suffered quality control issues that endangered consumers. Despite these risks, the FAA’s overreliance on…

    Originally published inNewsmax

    Patrick M. Brenner and Liam Gray  |  November 4, 2024

  • Policy Brief

    Easier Cancellations, Harder Consequences: How the FTC’s “Click-to-Cancel” Rule Misses the Mark

    The FTC’s new “Click-to-Cancel” rule simplifies subscription cancellations but risks stifling innovation and imposing costly burdens on businesses and consumers alike.

    Patrick M. Brenner  |  October 18, 2024

  • Op-Ed

    The Supreme Court has emboldened the CFPB, threatening American consumers

    The Supreme Court’s recent ruling will only embolden CFPB Director Rohit Chopra, who has increasingly instituted overly broad regulatory actions.

    Originally published inThe Hill

    Patrick M. Brenner  |  May 20, 2024

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