Lending
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Event
SPPI President, Patrick Brenner, to Speak at Independent Women’s Forum Panel
We are thrilled to announce that Patrick Brenner, president of the Southwest Public Policy Institute (SPPI), will be representing SPPI as a distinguished panelist at the Independent Women’s Forum. The panel will test a simple, powerful…
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Op-Ed
Need a $200 Loan? You’re Mostly Outta Luck
Originally published at realclearmarkets.com on June 21, 2023 In New Mexico, an interest rate cap on specialized emergency loans when into effect in January. Since then, big-bank promoters have endorsed the small-dollar short-term loan products offered by U.S. Bank, Bank…
Originally published inRealClearMarkets
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White Paper No. 4
No Loan for You, Too!
The unintended consequences of price controls on consumer access to credit.
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Event
SPPI Takes Vegas: A High-Stakes Discussion on Emergency Lending
SPPI shares insights on the impact of the war on specialized emergency lending at AFSA’s conference in Las Vegas.
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Policy Brief
Why Retail Bad Debt Statutes are Vital for Businesses and Consumers Alike
HB 3389 in Texas is critical for protecting consumers and businesses.
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Press Release
SPPI Offers Driven Students Exciting Fellowship Opportunity
Jack Radomski and Brandt Kringlie are the inaugural recipients of the Marianne T. Anderson Memorial Fellowship.
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Event
President of SPPI Invited as Speaker to 2023 Independents Conference & Expo
Patrick Brenner has been invited as a speaker and panelist to discuss SPPI’s report “No Loan for You!” and how the war on specialized emergency lending is hurting the American Southwest.
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Op-Ed
If I Can’t Get An ‘Emergency’ Loan From A Bank, It’s Not Clear Who Possibly Can
We tested the prediction that banks will step in when payday lenders face restrictions. They didn’t want our business.
Originally published inAmerican Banker
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Policy Brief
The Unintentional Consequences of Banning Specialized Emergency Loans
Specialized emergency lenders play a crucial role in providing access to credit for individuals who may not qualify for traditional loans from banks or credit unions, and can be a lifeline for those facing unexpected expenses…