Bank Holding Company Act
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Policy Brief
Reject Price Controls on Credit
OppFi withdrew its BNC acquisition applications on November 3, 2026, while its merger agreement remained in effect. SPPI opposes interest-rate caps as price controls and calls for statutory review that supports qualified bank entry and credit…
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Coalition Letter
SPPI Joins Coalition: Judge Bank Applications on the Statute, Not the Comment File
A new SPPI report supplies the evidentiary record: 68 million Americans live in counties with no community bank headquarters, and rate caps move credit up the income ladder rather than lowering its price.