Consumer Financial Protection Bureau
agency of the United States government responsible for consumer protection in the financial sector
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In the News
The CFPB’s Medical-Debt Rule Lacked an Adequate Empirical Basis, Nigrinis Finds
AccountsRecovery.net reports on White Paper No. 13, in which Andrew Rodrigo Nigrinis examines the research the CFPB relied on for its medical-debt reporting rule.
Covered inAccountsRecovery.net
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Press Release
SPPI Names Andrew Rodrigo Nigrinis Senior Fellow
Former CFPB enforcement economist will expand the institute’s research on consumer finance, banking, and financial regulation.
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Coalition Letter
SPPI Joins Coalition: Judge Bank Applications on the Statute, Not the Comment File
A new SPPI report supplies the evidentiary record: 68 million Americans live in counties with no community bank headquarters, and rate caps move credit up the income ladder rather than lowering its price.
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Op-Ed
There’s No Such Thing as Free Data
The government should allow banks and software companies to negotiate the price of financial data freely.
Originally published inNational Review
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In the News
SPPI in the Spotlight: Exposing Opioid Settlement Secrecy, Regulatory Overreach, and Real Estate Trap Doors
How SPPI is driving transparency, market competition, and accountability in public policy.
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Op-Ed
‘For Heaven’s sake, stop it’ DIDMCA opt outs harm interstate commerce
State-level DIDMCA opt-outs threaten to fragment the national credit market.
Originally published inAmerican Banker
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In the News
National Media and Policy Leaders Highlight SPPI
National media, policy leaders, and regional voices alike are amplifying SPPI’s research, analysis, and solutions.