How SPPI is driving transparency, market competition, and accountability in public policy.
Topic: Consumer Financial Protection Bureau
agency of the United States government responsible for consumer protection in the financial sector
State-level DIDMCA opt-outs threaten to fragment the national credit market.
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In the News: National Media and Policy Leaders Highlight SPPI
National media, policy leaders, and regional voices alike are amplifying SPPI’s research, analysis, and solutions.
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The CFPB’s Open Banking Mandate Is About to Break Rent
The CFPB’s open banking mandate, the 1033 rule, poses a critical risk to America’s rent payments.
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Report: 1033 Error, Rule Not Sound
The CFPB’s open-banking mandate endangers consumers.
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The Death Knell for Elizabeth Warren’s CFPB
Trump’s CFPB reset offers hope for reform, but state attorneys general are already building a fragmented and punitive new regulatory regime
A so-called “consumer protection” agency became a case study in regulatory excess and misplaced praise.
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Vought Charts New Path for the CFPB
Russell Vought signals a shift toward proportional, efficient regulation after years of CFPB overreach under Rohit Chopra.
The Southwest Public Policy Institute (SPPI) has filed a formal complaint with the Consumer Financial Protection Bureau (CFPB) regarding the loan-sharking lending practices of former State Representative Tara Jaramillo and her company, Positive Outcomes, Inc. The action follows years of inaction by New Mexico Attorney General Raúl Torrez and other state agencies, despite overwhelming evidence […]
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American Banker: Out of One, Many
As CFPB retreats, the new danger is a jumble of state-level mandates.