Two Oklahoma statutes point in opposite directions for a captive risk retention group, and seven years of enforcement built on the one a court later rejected still has not answered whether the company can pay its claims.
Topic: United States Government Accountability Office
US federal government agency
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SPPI in the News
August coverage spanning insurance regulation, debit interchange, employee ownership, and how New Mexico policy affects national policy.
Michigan has required the National Association of Insurance Commissioners to report to its legislature since 1998. Forty-nine states have not. Model legislation, free to adopt, from the Southwest Public Policy Institute.
What the GAO’s review of the NAIC means for insurance consumers.
America has created two classes of retirement savers: One class gets access to the full economy, while the other gets a neutered imitation of it.
The $26 billion opioid settlement offers a once-in-a-generation opportunity to combat America’s deadliest drug crisis, if states and localities spend the funds transparently, strategically, and solely on opioid abatement.
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American Banker: Death by a thousand caps—State laws could kill credit card rewards
A group of states are pursuing similar efforts to cap credit card interchange fees, endangering rewards programs that customers value, and raising concerns about an illegal interstate compact.
New Mexico’s HB 476 stealthily caps interchange fees by targeting sales tax, bypassing federal oversight while shifting costs to consumers and small businesses.
This press release is also available as a PDF. ALBUQUERQUE, NM—The Southwest Public Policy Institute (SPPI) denounces the City of Albuquerque’s recent attempt to quash a valid subpoena aimed at obtaining crucial public records. Mayor Tim Keller and City Clerk Ethan Watson’s ongoing efforts to obstruct the release of a public records database—owned by the […]
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Alaska Arizona California Colorado Conservatism Courts Crime and Justice Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Transparency and Accountability Infrastructure & Technology Legal and Judicial Markets and Finance Nevada New Mexico Oklahoma Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Texas The Constitution Top Issues Trade Updates Utah
Is Elon Musk Serious with his “Delete CFPB” Tweet?
In a late-night post on his social media platform X, billionaire entrepreneur and incoming Department of Government Efficiency head Elon Musk made a bold declaration: “Delete CFPB. There are too many duplicative regulatory agencies.” Musk’s succinct yet striking comment has ignited a vital debate about the role and efficacy of the Consumer Financial Protection Bureau […]