Missouri
state of the United States of America
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Op-Ed
How Did a Nonprofit Become America’s Insurance Regulator?
States have surrendered much of their power to a private organization with almost no transparency.
Originally published inThe Wall Street Journal
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Model Legislation
NAIC Transparency and Accountability Act
Michigan has required the National Association of Insurance Commissioners to report to its legislature since 1998. Forty-nine states have not. Model legislation, free to adopt, from the Southwest Public Policy Institute.
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Testimony & Comments
SPPI Joins National Coalition Calling on Missouri to Modernize Its Tax System
Coalition backs Governor Kehoe’s effort to modernize Missouri’s tax code.
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Op-Ed
Trump’s Tariffs Are Changing How Consumers Use Credit
Tariffs and credit price controls are squeezing American families From both sides.
Originally published inDC Journal
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Policy Brief
Why Alaska’s Senate Bill 39 Should Be Rejected: Lessons from New Mexico’s Failed Rate Cap
Alaska’s Senate Bill 39 (SB 39) proposes a 36% APR cap on consumer loans up to $25,000. The bill aims to regulate financial services, prevent “predatory” lending, and bring state laws in line with federal consumer…
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Policy Brief
Let’s Cancel the ‘Holidays’
Sales-tax breaks are popular, but they’re lousy fiscal policy.
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Policy Brief
Does the Mother Road Need Big Government?
Trait Thompson, executive director of the Oklahoma Historical Society, is now a member of the Route 66 Centennial Commission. Nominated by U.S. Sen. Mitch McConnell (R-KY), the bureaucrat joins representatives from Illinois, Missouri, Kansas, Texas, New…
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Policy Brief
Lujan Grisham Allegedly Meddles in Medicaid Procurement
Governor Michelle Lujan Grisham’s decision to redo New Mexico’s Medicaid contracts has sparked criticism and raised concerns about potential campaign finance influences from Centene Corporation and Western Sky Community Care.
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Policy Brief
The Unintentional Consequences of Banning Specialized Emergency Loans
Specialized emergency lenders play a crucial role in providing access to credit for individuals who may not qualify for traditional loans from banks or credit unions, and can be a lifeline for those facing unexpected expenses…