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Mortgage Loan Policy in Real Estate Market

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    The Case Against 50-Year Mortgages

    How will Washington’s housing “fix” entrench debt, inflate prices, and undermine the American Dream?

    Patrick M. Brenner  |  November 8, 2025

  • Policy Brief

    Compounding Interest: Reader Replies, Part II

    When The Wall Street Journal published my op-ed, “The Case Against 30-Year Mortgages,” I expected disagreement. What I didn’t expect was the flood of thoughtful, funny, and occasionally fiery responses from readers across the country. Read…

    Patrick M. Brenner  |  October 9, 2025

  • Policy Brief

    Compounding Interest: Reader Replies, Part I

    After my recent op-ed in The Wall Street Journal, “The Case Against 30-Year Mortgages,” readers had plenty to say. Some were critical, most were kind, and many brilliantly insightful. Below is a selection of responses, shared…

    Patrick M. Brenner  |  October 9, 2025

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