Mortgage Loan Policy in Real Estate Market
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Op-Ed
Mortgage Bankers Association’s tri-merge credit reporting reform pushes risky overhaul
Proposal strips critical safeguards and shifts long-term costs on to American borrowers.
Originally published inThe Washington Times
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Op-Ed
Trump’s 50-year mortgage just introduces a new kind of debt
50-year loan terms would triple total debt while government regulations continue driving up building costs
Originally published inFox News
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Policy Brief
Compounding Interest: Reader Replies, Part III
The responses to my article for The Wall Street Journal “The Case Against 30-Year Mortgages” keep coming… They’re thoughtful, challenging, and occasionally humbling. What started as a critique of an outdated lending standard has evolved into…