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Supreme Court of the United States

highest court of jurisdiction in the United States

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  • White Paper No. 8

    1033 Error, Rule Not Sound

    The CFPB’s open-banking mandate endangers consumers.

    Patrick M. Brenner and Lucas J. Parker  |  November 24, 2025

  • Op-Ed

    Death by a thousand caps—State laws could kill credit card rewards

    A group of states are pursuing similar efforts to cap credit card interchange fees, endangering rewards programs that customers value, and raising concerns about an illegal interstate compact.

    Originally published inAmerican Banker

    Patrick M. Brenner  |  March 28, 2025

  • Op-Ed

    Trump can delete Elizabeth Warren’s failed experiment once and for all

    CFPB is doing more harm than good, and its dissolution is not just a policy preference but an economic necessity.

    Originally published inFox News

    Patrick M. Brenner  |  February 5, 2025

  • Op-Ed

    SCOTUS Decision Offers Americans Unrealized Gains

    The U.S. Senate investigation into Boeing’s safety practices and the FAA’s ineffective oversight revealed that Boeing, under pressure to prioritize production speed over safety, suffered quality control issues that endangered consumers. Despite these risks, the FAA’s overreliance on…

    Originally published inNewsmax

    Patrick M. Brenner and Liam Gray  |  November 4, 2024

  • Policy Brief

    We Told You So: CFPB’s Assault on Buy Now, Pay Later Tools

    In a move that was as predictable as it is alarming, the Consumer Financial Protection Bureau (CFPB) has once again overstepped its bounds, targeting immensely popular Buy Now, Pay Later (BNPL) tools. As I anticipated, the…

    Patrick M. Brenner  |  May 22, 2024

  • Press Release

    SPPI Expresses Disappointment in Supreme Court Ruling Upholding CFPB Funding Structure

    The Southwest Public Policy Institute warns that this decision will embolden regulatory overreach and drive consumer prices up.

    Southwest Public Policy Institute  |  May 16, 2024

  • Op-Ed

    Haaland v. Brackeen: Tribal Sovereignty Wins

    The Supreme Court of the United States affirms a significant victory for tribal sovereignty, protecting the cultural identity of Native Americans.

    Originally published inAlbuquerque Journal

    Patrick M. Brenner  |  June 22, 2023

  • Op-Ed

    It’s wrong to force Texans to pay for local-government lobbying

    Taxpayer-funded lobbying by organizations like the Texas Association of School Boards highlights the urgent need for a united effort to end all taxpayer-funded lobbying and protect free speech.

    Originally published inAustin American-Statesman

    D. Dowd Muska  |  June 4, 2023

  • Policy Brief

    Austin and Santa Fe Can’t Nuke the Constitution

    The Supremacy Clause is the ultimate deterrent

    D. Dowd Muska  |  March 31, 2023

  • Policy Brief

    A Mother Lode of Obstructionism

    What does it take to get a copper mine approved in Arizona?

    D. Dowd Muska  |  March 27, 2023

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