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SPPI Supports the OCC in Blocking Harmful State Banking Mandates

A new comment letter from the Southwest Public Policy Institute highlights the existential threat that state-level interference poses to the national economy.

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Economic Opportunity Government Regulation Markets and Finance Technology

DC Journal: To Interchange or Not to Interchange…

Why state-level price controls threaten $35 billion in credit card rewards and household budgeting.

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Construction Halted: Trump’s Tariffs Threaten Infrastructure Projects

Tariffs on steel, aluminum, and copper are driving up costs, delaying infrastructure projects, and threatening growth across key sectors of the American economy.

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National Review: Sue-Pervised Retirement

Rampant litigation against 401(k) sponsors is narrowing employees’ investment choices and eroding their retirement wealth.

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The CFPB’s Open Banking Mandate Is About to Break Rent

The CFPB’s open banking mandate, the 1033 rule, poses a critical risk to America’s rent payments.

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Report: 1033 Error, Rule Not Sound

The CFPB’s open-banking mandate endangers consumers.

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American Banker: Death by a thousand caps—State laws could kill credit card rewards

A group of states are pursuing similar efforts to cap credit card interchange fees, endangering rewards programs that customers value, and raising concerns about an illegal interstate compact.

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Fox News: Trump can delete Elizabeth Warren’s failed experiment once and for all

CFPB is doing more harm than good, and its dissolution is not just a policy preference but an economic necessity.

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Newsmax: SCOTUS Decision Offers Americans Unrealized Gains

Originally published at newmax.com on November 4, 2024. The U.S. Senate investigation into Boeing’s safety practices and the FAA’s ineffective oversight revealed that Boeing, under pressure to prioritize production speed over safety, suffered quality control issues that endangered consumers. Despite these risks, the FAA’s overreliance on industry insiders failed to address Boeing’s deficiencies. The problem is not regulation; the […]

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We Told You So: CFPB’s Assault on Buy Now, Pay Later Tools

In a move that was as predictable as it is alarming, the Consumer Financial Protection Bureau (CFPB) has once again overstepped its bounds, targeting immensely popular Buy Now, Pay Later (BNPL) tools. As I anticipated, the Supreme Court’s decision to uphold the CFPB’s funding mechanism has emboldened the agency to ramp up its aggressive regulatory […]