State-level DIDMCA opt-outs threaten to fragment the national credit market.
Originally published at thehill.com on May 27, 2026. Spirit Airlines is gone. The airline business is fragile. Fuel prices move. Labor costs rise. Consumers chase low fares. Regulators block mergers. Politicians threaten bailouts. Then, when the math no longer works, planes stop flying. That is what happened to Spirit. Now, just as travelers are watching […]
A new comment letter from the Southwest Public Policy Institute highlights the existential threat that state-level interference poses to the national economy.
Why state-level price controls threaten $35 billion in credit card rewards and household budgeting.
The rich already invest this way. Workers should be allowed to as well.
America has created two classes of retirement savers: One class gets access to the full economy, while the other gets a neutered imitation of it.
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Annual Report 2026
The Southwest Public Policy Institute is proud to release its 2026 Annual Report. What began in 2022 as a lean, technology-driven startup has grown into a national force for transparency, accountability, and market-based public policy reform. This past year marked a turning point for SPPI, with our work appearing in premier national outlets, including The […]
Proposal strips critical safeguards and shifts long-term costs on to American borrowers.
Public finance veteran and fintech operations leader join Institute’s leadership team to advance economic opportunity.
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The Future of Retirement is Here
The change could quietly unlock billions in hidden retirement wealth for everyday Americans.