Southwest Public Policy Institute
The CFPB’s open-banking mandate endangers consumers.
Former New Mexico Republican chairman Steve Pearce is the opposite of what the complex agency needs.
Trump’s CFPB reset offers hope for reform, but state attorneys general are already building a fragmented and punitive new regulatory regime
The Institute warns that the Pearce nomination could undermine western land management
50-year loan terms would triple total debt while government regulations continue driving up building costs
Why should Congress uphold the GENIUS Act’s ban on stablecoin rewards to prevent digital money from becoming digital debt?
How will Washington’s housing “fix” entrench debt, inflate prices, and undermine the American Dream?
Subsidized debt drives up prices, sucks up wealth, and makes it hard for millennials to buy homes.
As the December 7 Medicare Open Enrollment deadline approaches, rural seniors face shrinking coverage options as major insurers scale back Medicare Advantage plans nationwide.
The Mortgage Bankers Association’s slow, self-serving defense of the 30-year mortgage proves that lifetime debt, not homeownership, is the product they’re really selling.