August coverage spanning insurance regulation, debit interchange, employee ownership, and how New Mexico policy affects national policy.
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SPPI in the News
Michigan has required the National Association of Insurance Commissioners to report to its legislature since 1998. Forty-nine states have not. Model legislation, free to adopt, from the Southwest Public Policy Institute.
Lending and mortgage veteran will guide the institute’s work on credit access and consumer finance.
Senator Elizabeth Warren’s own evidence explains the price she objects to and why blocking charters would shrink credit for the households most in need.
A new SPPI report supplies the evidentiary record: 68 million Americans live in counties with no community bank headquarters, and rate caps move credit up the income ladder rather than lowering its price.
68 million votes for more banks: how the campaign to politicize bank charters shrinks credit for households.
What the GAO’s review of the NAIC means for insurance consumers.
Why regulators must look beyond patient access and weigh the risks of foreign supply chain dependencies.
How SPPI is driving transparency, market competition, and accountability in public policy.
The fight over bank-fintech partnerships is really a fight over price controls, preemption, and access to credit.