All work
-
Press Release
SPPI Names Andrew Rodrigo Nigrinis Senior Fellow
Former CFPB enforcement economist will expand the institute’s research on consumer finance, banking, and financial regulation.
-
White Paper No. 14
The Moral Hierarchy of Debt
Why America’s most trusted loan is its most expensive, and who decided otherwise.
-
Coalition Letter
SPPI Joins Coalition Urging Senate Committee Leaders to Reject the Railway Safety Act
The letter urges the chairmen and ranking members of three Senate committees to reject the administration’s proposal to add the Railway Safety Act of 2025 (H.R. 928), with its two-person freight crew mandate, to the surface…
-
Coalition Letter
SPPI Joins Coalition Urging FTC to Revise Its Personalized Pricing Proposal
The letter asks the Federal Trade Commission to narrow its proposed personalized pricing policy statement, require proof that a consumer’s personal data affected the price before alleging a violation, and protect ordinary discounts and price changes.
-
Coalition Letter
SPPI Joins Coalition Urging President Trump to Reject a Diesel Export Ban
A letter from 28 organizations asks President Donald J. Trump to reject a proposed ban on exports of diesel and other refined petroleum products.
-
Op-Ed
Elizabeth Warren Came to Dance On a Grave. The Corpse Was at Home
Sen. Elizabeth Warren spent months demanding regulators kill Enova International’s bank deal. On Sept. 14 she got her wish. Enova announced a buyback. As funerals go, it was upbeat. Enova withdrew its applications with the Comptroller…
Originally published inRealClearMarkets
-
Op-Ed
What Does a Pizza Have to Do With a Loan?
I was reading about Linney’s Pizza v. Board of Governors of the Federal Reserve System, a case involving a Kentucky pizza shop and the fees merchants pay on debit-card transactions, and it got me thinking about…
Originally published inDC Journal
-
Op-Ed
When the Horseshoe Isn’t Just a Theory
Nowhere is the horseshoe theory more readily apparent than in consumer finance.
Originally published inNational Review