Markets and Finance
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Op-Ed
Who’s protecting consumers from the Consumer Financial Protection Bureau?
If CFPB found a financial institution had suffered a data breach of a similar magnitude, the fines and fees would be astronomical.
Originally published inFox News
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Op-Ed
A public bank could crowd out community-based financial institutions
The 2022 passage of House Bill 132, which set a stringent cap of 36% on interest rates for consumer loans, is having its intended and significant repercussions on New Mexico’s financial landscape. This was no accident:…
Originally published inAlbuquerque Journal
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Op-Ed
Excessive regulation is fueling a health care crisis in Utah
Recent research has shown that health care consolidations not only lower costs for health care consumers but also improve multiple indicators of quality patient care.
Originally published inDeseret News
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Op-Ed
The high cost of prescription drug price controls
Components of the Inflation Reduction Act have the very real potential of inflating drug prices with arbitrary price controls. Consumers will pay the price.
Originally published inThe Washington Times
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In the News
Fox Business Highlights the Launch of SPPI’s Bureau to Protect Financial Consumers
The Southwest Public Policy Institute (SPPI) is honored to announce that its recent launch of the Bureau to Protect Financial Consumers from the Consumer Financial Protection Bureau (BPFCCFPB) has been covered by nationally acclaimed Fox Business.…
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Press Release
SPPI Launches Bureau to Protect Financial Consumers
Rio Rancho, NM — The Southwest Public Policy Institute (SPPI) has launched its own Bureau to Protect Financial Consumers from the Consumer Financial Protection Bureau (BPFCCFPB). The BPFCCFPB seeks to provide financial consumers with an avenue to report…
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Press Release
Becky Ingoglia Joins SPPI’s Board of Directors
Phoenix, AZ – The Southwest Public Policy Institute (SPPI) is thrilled to announce the recent addition of Becky Ingoglia, a distinguished Certified Public Accountant, to its Board of Directors. Becky brings over two decades of in-depth…
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Op-Ed
The myth of big-bank small-dollar loans
In response to Fred Nathan’s (July 30) op-ed praising New Mexico’s efforts to end predatory lending, I must assert that the celebratory tone is premature and misguided. Two significant studies conducted by the Southwest Public Policy…
Originally published inAlbuquerque Journal
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Op-Ed
A Highwater Mark for Crypto Regulatory Clarity
The recent legal victory of Ripple Labs Inc. in the case brought by the U.S. Securities and Exchange Commission (SEC) over the sale of its XRP token marks a significant milestone for the cryptocurrency industry. This…
Originally published inNewsmax
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Press Release
Pew Charitable Trust Scraps “Consumer Finance” Project After SPPI Debunks Pew’s Findings
Albuquerque, NM — The Pew Charitable Trusts has “archived” their Consumer Finance project and reassigned Alex Horrowitz as Project Manager of their Housing Policy Initiative. Earlier this year, the Pew Charitable Trusts released a study that…