Markets and Finance
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Coalition Letter
SPPI Joins Coalition Urging CFPB to Rethink Nonbank Disclosure Rule
A coalition of organizations has urged the Consumer Financial Protection Bureau (CFPB) to rethink its proposed nonbank disclosure rule.
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Op-Ed
If I Can’t Get An ‘Emergency’ Loan From A Bank, It’s Not Clear Who Possibly Can
We tested the prediction that banks will step in when payday lenders face restrictions. They didn’t want our business.
Originally published inAmerican Banker
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Policy Brief
The Unintentional Consequences of Banning Specialized Emergency Loans
Specialized emergency lenders play a crucial role in providing access to credit for individuals who may not qualify for traditional loans from banks or credit unions, and can be a lifeline for those facing unexpected expenses…
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Policy Brief
It’s Time to Redistribute New Mexico’s Government-Accumulated Wealth
As the oil and gas industry in New Mexico booms, the state’s projected revenue for the 2024 fiscal year is close to $12 billion. We believe it’s time for the state to consider redistributing some of…
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Policy Brief
SPPI Job Index: Dark Clouds Are Gathering
Today’s fresh employment numbers from the U.S. Department of Labor’s Bureau of Labor Statistics are concerning.
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Policy Brief
COVID Recovery: How is the American Southwest Doing?
States throughout the region boast a wide disparity of economic recovery in the aftermath of the pandemic.
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Policy Brief
Supply Chain Disruptions Continue To Interrupt Business Operations
Increasing domestic manufacturing capabilities through licensing freedom and red tape reduction can be an investment in future economic security.
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Op-Ed
Here’s What Rate Caps Really Do To Consumers
Earlier this year, as New Mexico debated legislation limiting to 36 percent the annual percentage rate for consumer loans in the state, the primary witness testified in support of the bill before the Consumer and Public…
Originally published inSanta Fe New Mexican
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Policy Brief
With Biden Absent, Some Southwest States Combat Inflation
Erin Norman, senior messaging strategist at State Policy Network, recently published critical commentary of President Joe Biden’s inflation-fighting plan. Introduced last week, Biden highlights his plan in the Wall Street Journal. Composed of over 1,100 words,…