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    Corner Post v. Federal Reserve: What’s Really at Stake in the Durbin Debacle

    Price controls could disrupt debit and credit card transactions nationwide, reshaping everyday payments.

    Patrick M. Brenner  |  December 25, 2025

  • Op-Ed

    Trump’s Tariffs Are Changing How Consumers Use Credit

    Tariffs and credit price controls are squeezing American families From both sides.

    Originally published inDC Journal

    Lucas J. Parker  |  December 15, 2025

  • Policy Brief

    The CFPB’s Open Banking Mandate Is About to Break Rent

    The CFPB’s open banking mandate, the 1033 rule, poses a critical risk to America’s rent payments.

    Patrick M. Brenner  |  December 15, 2025

  • White Paper No. 8

    1033 Error, Rule Not Sound

    The CFPB’s open-banking mandate endangers consumers.

    Patrick M. Brenner and Lucas J. Parker  |  November 24, 2025

  • Op-Ed

    Trump’s 50-year mortgage just introduces a new kind of debt

    50-year loan terms would triple total debt while government regulations continue driving up building costs

    Originally published inFox News

    Patrick M. Brenner  |  November 12, 2025

  • Op-Ed

    Stablecoin Rewards Are the Shortcut to Financial Trouble

    Why should Congress uphold the GENIUS Act’s ban on stablecoin rewards to prevent digital money from becoming digital debt?

    Originally published inRealClearMarkets

    Patrick M. Brenner  |  November 6, 2025

  • Policy Brief

    Rewarding Failure: How Rohit Chopra’s Legacy at the CFPB is Crumbling

    A so-called “consumer protection” agency became a case study in regulatory excess and misplaced praise.

    Lucas J. Parker  |  October 20, 2025

  • Op-Ed

    The first of its kind? A tribally owned professional sports team

    Jeff Tucker is right about one thing: New Mexico needs to think big. His recent call for a billion-dollar NBA arena in Albuquerque is exactly the kind of visionary thinking our state has lacked for decades.…

    Originally published inAlbuquerque Journal

    Patrick M. Brenner  |  October 18, 2025

  • Policy Brief

    Vought Charts New Path for the CFPB

    Russell Vought signals a shift toward proportional, efficient regulation after years of CFPB overreach under Rohit Chopra.

    Lucas J. Parker  |  October 4, 2025

  • Op-Ed

    Sen. Richard Durbin’s Long-Term Love Affair With Price Controls

    Senator Dick Durbin has spent much of his career in a love affair with price controls. He flirted with them in his infamous Durbin Amendment, the addendum to the 2010 Dodd-Frank Act. He renewed his vows…

    Originally published inRealClearMarkets

    Patrick M. Brenner  |  September 22, 2025

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