Legal and Judicial
-
In the News
‘Black Market Payday’ Makes Headlines: Unlicensed Lending by Tara Jaramillo
Price controls like New Mexico’s 36% APR cap have driven vulnerable workers into the hands of unlicensed lenders.
-
Press Release
Victory for Alaskans: Governor Mike Dunleavy Vetoes Harmful Price Control Bill
The veto of Alaska’s SB 39 preserves critical credit access for underserved consumers and rejects the failed model of rate caps seen in New Mexico and Illinois.
-
White Paper
Black Market Payday
How government price controls created an illicit supply of emergency credit.
-
Coalition Letter
SPPI Joins Coalition Urging the CFTC to Remove Red Tape on Prediction Markets
The coalition urges the CFTC to cut red tape on prediction markets and embrace permissionless innovation.
-
Op-Ed
The CFPB Is Making It Harder For You To Pay Your Bills
The CFPB’s outdated rule on small-dollar lending punishes working-class Americans by restricting access to the very credit they rely on to make ends meet.
Originally published inRealClearMarkets
-
Policy Brief
An Overdue Course Correction at the CFPB
Acting CFPB Director Russ Vought’s rollback of state enforcement overreach marks a critical return to legal restraint, restoring constitutional balance and regulatory clarity to America’s financial system.
-
In the News
Albuquerque Journal Covers SPPI’s Legal Victory in Public Records Lawsuit
The victory guarantees access to public vehicle data to investigate the impact of EV mandates on vulnerable communities.
-
Press Release
Victory in Colorado: HB25-1282 Defeated
A harmful swipe fee price control bill was defeated in the Senate after passing the House, marking a major victory for economic freedom.
-
Litigation
New Mexico Agency Ordered to Pay $30K After Losing Transparency Lawsuit
SPPI won against New Mexico’s Taxation and Revenue Department for violating public records law.