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    SPPI Files Federal Complaint After New Mexico Attorney General Fails to Act

    The Southwest Public Policy Institute (SPPI) has filed a formal complaint with the Consumer Financial Protection Bureau (CFPB) regarding the loan-sharking lending practices of former State Representative Tara Jaramillo and her company, Positive Outcomes, Inc. The…

    Southwest Public Policy Institute  |  September 17, 2025

  • Op-Ed

    Why senators’ efforts to kill overdraft fees is overkill

    Capping overdraft fees won’t help struggling families, it will cut off their last line of credit.

    Originally published inThe Hill

    Patrick M. Brenner  |  September 8, 2025

  • Op-Ed

    Out of One, Many

    As CFPB retreats, the new danger is a jumble of state-level mandates.

    Originally published inAmerican Banker

    Patrick M. Brenner  |  September 3, 2025

  • Op-Ed

    How payday loan restrictions can hurt the people they’re meant to help

    Good intentions don’t pay the bills. But choice, transparency, and access can.

    Originally published inAnchorage Daily News

    Patrick M. Brenner  |  August 26, 2025

  • Policy Brief

    Expanding 401(k) Access to Private Markets

    Why America’s workers deserve the same investment opportunities as public pensions.

    Patrick M. Brenner  |  August 24, 2025

  • Press Release

    SPPI Launches Champions Program

    New partnership program invites leaders to advance liberty, transparency, and prosperity across the nation.

    Southwest Public Policy Institute  |  August 18, 2025

  • Policy Brief

    Out of One, Many

    Why banks, payment networks, merchant servicers, and financial firms will face a harder four years, and what to do about it.

    Patrick M. Brenner  |  August 16, 2025

  • Press Release

    SPPI Welcomes Zachary Fort to Board of Directors

    The Southwest Public Policy Institute (SPPI) is proud to announce the unanimous appointment of Zachary Fort to its Board of Directors during the Institute’s quarterly board meeting held Monday, August 11th. Fort’s appointment comes as SPPI…

    Southwest Public Policy Institute  |  August 14, 2025

  • Coalition Letter

    SPPI Joins National Coalition Calling for Accountability in the Non-Profit Hospital Sector

    “Large nonprofit hospital systems have exploited taxpayer subsidies and regulatory loopholes while failing to deliver the public benefit they promise.”

    Patrick M. Brenner  |  July 26, 2025

  • Policy Brief

    Unlicensed, Unregulated, Unpunished: Still No Justice in Tara Jaramillo’s Predatory Lending Scheme

    Tara Jaramillo’s payday lending scheme didn’t happen despite New Mexico’s interest rate cap: it happened because of it, with a little help from Fred Nathan and the price-fixing crusaders at Think New Mexico.

    Patrick M. Brenner  |  July 18, 2025

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Southwest Public Policy Institute

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