Southwest Public Policy Institute
The 2022 passage of House Bill 132, which set a stringent cap of 36% on interest rates for consumer loans, is having its intended and significant repercussions on New Mexico’s financial landscape. This was no accident: by restricting the interest rates that small-dollar lenders can charge, the rate cap effectively marginalized an entire segment of […]
Recent research has shown that health care consolidations not only lower costs for health care consumers but also improve multiple indicators of quality patient care.
Components of the Inflation Reduction Act have the very real potential of inflating drug prices with arbitrary price controls. Consumers will pay the price.
The Southwest Public Policy Institute (SPPI) is honored to announce that its recent launch of the Bureau to Protect Financial Consumers from the Consumer Financial Protection Bureau (BPFCCFPB) has been covered by nationally acclaimed Fox Business. This pivotal coverage by Fox Business underscores the urgent need for initiatives like the BPFCCFPB, which aim to champion […]
Rio Rancho, NM — The Southwest Public Policy Institute (SPPI) has launched its own Bureau to Protect Financial Consumers from the Consumer Financial Protection Bureau (BPFCCFPB). The BPFCCFPB seeks to provide financial consumers with an avenue to report malfeasance from the Consumer Financial Protection Bureau (CFPB), such as their recent data breach which exposed users to malicious […]
New Mexico stands on the cusp of a golden era, with its oil and gas boom enriching the state’s coffers to unprecedented levels. Now is the time to ensure that this wealth directly benefits the very people who make New Mexico vibrant and unique: its residents. Drawing inspiration from Alaska’s Permanent Fund Dividend (PFD), it’s […]
In 1986, Ronald Reagan quipped that the “nine most terrifying words in the English language are: ‘I’m from the government, and I’m here to help.’” Well, New Mexico’s government is “helping” again. In July, Gov. Michelle Lujan Grisham announced regulations for “Advanced Clean Cars and Advanced Clean Trucks.” The dictates — crafted by New Mexico […]
Employment growth slows to nearly nothing in the Centennial State.
SPPI’s vice president of research talks about the policy and culture of the Silver State.
In response to Fred Nathan’s (July 30) op-ed praising New Mexico’s efforts to end predatory lending, I must assert that the celebratory tone is premature and misguided. Two significant studies conducted by the Southwest Public Policy Institute — “No Loan For You!” published in March 2023 and “No Loan For You, Too!” published in June […]