Poverty & Welfare
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Policy Brief
No Fertilizer, No Farms
Eco-alarmists stage another assault on the American Southwest’s mineral bonanza.
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Policy Brief
Safeguarding Access to Lending Services for Unbanked and Low-Income Americans
Last week, the Southwest Public Policy Institute joined Carrie Sheffield from the Independent Women’s Forum, Tirzah Duren from the American Consumer Institute, and Ann Petros from the National Association of Federally-Insured Credit Unions for the panel…
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Policy Brief
Shocking Decline in Academic Scores Revealed: Are Our Schools Failing?
Recent data from the National Assessment of Academic Progress (NAEP), also known as the “Nation’s Report Card,” reveals a significant decline in reading and math scores for 13-year-olds. The results highlight the academic failures caused by…
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Op-Ed
Haaland v. Brackeen: Tribal Sovereignty Wins
The Supreme Court of the United States affirms a significant victory for tribal sovereignty, protecting the cultural identity of Native Americans.
Originally published inAlbuquerque Journal
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Op-Ed
Need a $200 Loan? You’re Mostly Outta Luck
Originally published at realclearmarkets.com on June 21, 2023 In New Mexico, an interest rate cap on specialized emergency loans when into effect in January. Since then, big-bank promoters have endorsed the small-dollar short-term loan products offered by U.S. Bank, Bank…
Originally published inRealClearMarkets
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Policy Brief
In which Southwest states do residents pay the most sales tax?
New Mexico and Nevada lead the region, while Oklahoma and Utah report the lowest sales tax burdens.
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White Paper No. 4
No Loan for You, Too!
The unintended consequences of price controls on consumer access to credit.
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SPPI-TV
Breaking Barriers with Occupational Licensing Reform
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Op-Ed
If I Can’t Get An ‘Emergency’ Loan From A Bank, It’s Not Clear Who Possibly Can
We tested the prediction that banks will step in when payday lenders face restrictions. They didn’t want our business.
Originally published inAmerican Banker
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Policy Brief
Surviving D.C.’s Debt Disaster
Utah’s chances are good — but New Mexico…