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    Betting on the Future: SPPI Tackling Lending Challenges at Vegas Conference

    SPPI heads to Las Vegas for the Online Lenders Alliance’s annual Tribal Lending Conference to connect with industry leaders and tackle the future of financial services.

    Patrick M. Brenner  |  December 3, 2024

  • Policy Brief

    Is Elon Musk Serious with his “Delete CFPB” Tweet?

    In a late-night post on his social media platform X, billionaire entrepreneur and incoming Department of Government Efficiency head Elon Musk made a bold declaration: “Delete CFPB. There are too many duplicative regulatory agencies.” Musk’s succinct…

    Patrick M. Brenner  |  November 27, 2024

  • Op-Ed

    Government hiding data showing EV mandates disproportionately burden lower-Income families

    New Mexico’s lack of transparency and fabricated data on electric vehicle mandates raises serious concerns about their disproportionate impact on lower-income families and the erosion of democratic accountability.

    Originally published inAlbuquerque Journal

    Patrick M. Brenner  |  September 1, 2024

  • Policy Brief

    The Hidden Costs of New Mexico’s New Building Codes: A Threat to Affordable Housing

    New Mexico’s new building codes may drive up home construction costs, potentially pricing many families out of the housing market and undermining efforts to affordability.

    Patrick M. Brenner  |  August 13, 2024

  • Policy Brief

    Colorado Attorney General’s Office Weaponized for “Consumer Advocacy”

    The office of the Colorado Attorney General, led by Phil Weiser, appears to be increasingly weaponizing its consumer protection mandate to pursue a politically motivated agenda under the guise of “consumer advocacy.” This trend not only…

    Patrick M. Brenner  |  May 30, 2024

  • Policy Brief

    The CFPB Attacks SoLo Funds

    The Consumer Financial Protection Bureau (CFPB) has attacked SoLo Funds, the nation’s largest consumer-facing Black-led and owned fintech.

    Patrick M. Brenner  |  May 23, 2024

  • Policy Brief

    Colorado’s War on Credit

    Colorado’s HB23-1229 threatens consumer access to credit and economic growth.

    Patrick M. Brenner  |  May 23, 2024

  • Policy Brief

    We Told You So: CFPB’s Assault on Buy Now, Pay Later Tools

    In a move that was as predictable as it is alarming, the Consumer Financial Protection Bureau (CFPB) has once again overstepped its bounds, targeting immensely popular Buy Now, Pay Later (BNPL) tools. As I anticipated, the…

    Patrick M. Brenner  |  May 22, 2024

  • Op-Ed

    The Supreme Court has emboldened the CFPB, threatening American consumers

    The Supreme Court’s recent ruling will only embolden CFPB Director Rohit Chopra, who has increasingly instituted overly broad regulatory actions.

    Originally published inThe Hill

    Patrick M. Brenner  |  May 20, 2024

  • Policy Brief

    The US Bank Simple Loan is Hardly Simple

    The US Bank Simple Loan is a classic example of how big banks can take something simple and make it incredibly complex.

    Patrick M. Brenner  |  May 16, 2024

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Southwest Public Policy Institute

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Southwest Public Policy Institute  |  Better living through better policy

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