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    The CFPB Is Making It Harder For You To Pay Your Bills

    The CFPB’s outdated rule on small-dollar lending punishes working-class Americans by restricting access to the very credit they rely on to make ends meet.

    Originally published inRealClearMarkets

    Patrick M. Brenner  |  May 27, 2025

  • Policy Brief

    An Overdue Course Correction at the CFPB

    Acting CFPB Director Russ Vought’s rollback of state enforcement overreach marks a critical return to legal restraint, restoring constitutional balance and regulatory clarity to America’s financial system.

    Patrick M. Brenner  |  May 20, 2025

  • In the News

    Fox Business Spotlights SPPI’s Latest Report on Credit Access and Lead Generators

    National media coverage affirms the importance of preserving consumer choice and innovation in financial matchmaking.

    Patrick M. Brenner  |  May 19, 2025

  • In the News

    Albuquerque Journal Covers SPPI’s Legal Victory in Public Records Lawsuit

    The victory guarantees access to public vehicle data to investigate the impact of EV mandates on vulnerable communities.

    Southwest Public Policy Institute  |  May 16, 2025

  • White Paper No. 6

    Swipe Right

    How comparison shopping tools and lead generators revolutionize consumer access to products and services.

    Patrick M. Brenner, Anna M. Gonzalez, and Lucas J. Parker  |  May 10, 2025

  • Press Release

    Victory in Colorado: HB25-1282 Defeated

    A harmful swipe fee price control bill was defeated in the Senate after passing the House, marking a major victory for economic freedom.

    Southwest Public Policy Institute  |  April 30, 2025

  • Litigation

    New Mexico Agency Ordered to Pay $30K After Losing Transparency Lawsuit

    SPPI won against New Mexico’s Taxation and Revenue Department for violating public records law.

    Southwest Public Policy Institute  |  April 30, 2025

  • Op-Ed

    Don’t waste the windfall; Use opioid settlement funds where they count

    America may finally be turning a corner in the opioid crisis. For the first time in years, overdose deaths are declining. The Centers for Disease Control and Prevention recently reported a 17% decrease in opioid-related fatalities…

    Originally published inSanta Fe New Mexican

    Patrick M. Brenner  |  April 26, 2025

  • Policy Brief

    Ensuring Accountability and Impact in Opioid Settlement Spending

    The $26 billion opioid settlement offers a once-in-a-generation opportunity to combat America’s deadliest drug crisis, if states and localities spend the funds transparently, strategically, and solely on opioid abatement.

    Patrick M. Brenner  |  April 15, 2025

  • Op-Ed

    Credit card rewards are about to vanish, and guess who’s to blame?

    This isn’t just about miles and points; it’s about economic freedom and financial choice.

    Originally published inFox Business

    Patrick M. Brenner  |  April 4, 2025

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Southwest Public Policy Institute

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