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New Mexico

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    New Mexico Agency Ordered to Pay $30K After Losing Transparency Lawsuit

    SPPI won against New Mexico’s Taxation and Revenue Department for violating public records law.

    Southwest Public Policy Institute  |  April 30, 2025

  • Op-Ed

    Don’t waste the windfall; Use opioid settlement funds where they count

    America may finally be turning a corner in the opioid crisis. For the first time in years, overdose deaths are declining. The Centers for Disease Control and Prevention recently reported a 17% decrease in opioid-related fatalities…

    Originally published inSanta Fe New Mexican

    Patrick M. Brenner  |  April 26, 2025

  • Policy Brief

    Ensuring Accountability and Impact in Opioid Settlement Spending

    The $26 billion opioid settlement offers a once-in-a-generation opportunity to combat America’s deadliest drug crisis, if states and localities spend the funds transparently, strategically, and solely on opioid abatement.

    Patrick M. Brenner  |  April 15, 2025

  • Op-Ed

    Credit card rewards are about to vanish, and guess who’s to blame?

    This isn’t just about miles and points; it’s about economic freedom and financial choice.

    Originally published inFox Business

    Patrick M. Brenner  |  April 4, 2025

  • Op-Ed

    Death by a thousand caps—State laws could kill credit card rewards

    A group of states are pursuing similar efforts to cap credit card interchange fees, endangering rewards programs that customers value, and raising concerns about an illegal interstate compact.

    Originally published inAmerican Banker

    Patrick M. Brenner  |  March 28, 2025

  • Testimony & Comments

    Fighting Back Against Rate Caps in Alaska: SPPI’s Testimony on Senate Bill 39

    Last week, I had the opportunity to testify before the Alaska Senate Finance Committee on the dangers of Senate Bill 39, a proposal to impose a 36% APR cap on consumer credit. Additional testimony was submitted…

    Patrick M. Brenner  |  March 24, 2025

  • Policy Brief

    Why Alaska’s Senate Bill 39 Should Be Rejected: Lessons from New Mexico’s Failed Rate Cap

    Alaska’s Senate Bill 39 (SB 39) proposes a 36% APR cap on consumer loans up to $25,000. The bill aims to regulate financial services, prevent “predatory” lending, and bring state laws in line with federal consumer…

    Patrick M. Brenner  |  March 24, 2025

  • Op-Ed

    Share, Baby, Share; How a Permanent Oil and Gas Fund Dividend Could Empower New Mexicans

    And benefit the nation, too.

    Originally published inNational Review

    Patrick M. Brenner  |  March 5, 2025

  • Policy Brief

    Backdoor Price Control: New Mexico’s HB476 Interchange Fee Cap Scheme

    New Mexico’s HB 476 stealthily caps interchange fees by targeting sales tax, bypassing federal oversight while shifting costs to consumers and small businesses.

    Patrick M. Brenner  |  February 28, 2025

  • Op-Ed

    A state-run bank would put taxpayers on the hook for risky loans

    A state-run public bank is a dangerous experiment in government overreach that will burden taxpayers, distort credit markets, and fail where private financial institutions succeed.

    Originally published inAlbuquerque Journal

    Patrick M. Brenner  |  February 11, 2025

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