Wells Fargo
American multinational banking and financial services company
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Op-Ed
Need a $200 Loan? You’re Mostly Outta Luck
Originally published at realclearmarkets.com on June 21, 2023 In New Mexico, an interest rate cap on specialized emergency loans when into effect in January. Since then, big-bank promoters have endorsed the small-dollar short-term loan products offered by U.S. Bank, Bank…
Originally published inRealClearMarkets
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White Paper No. 4
No Loan for You, Too!
The unintended consequences of price controls on consumer access to credit.
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Op-Ed
If I Can’t Get An ‘Emergency’ Loan From A Bank, It’s Not Clear Who Possibly Can
We tested the prediction that banks will step in when payday lenders face restrictions. They didn’t want our business.
Originally published inAmerican Banker
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Policy Brief
The Lone Star State’s Very Good Year
Texas has seen a significant increase in population and economic growth in recent years, attracting both domestic and foreign investment, largely due to the state’s favorable policies including no income tax, a reasonable regulatory burden, restrained…