Interest rate cap and floor
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Policy Brief
Why Alaska’s Senate Bill 39 Should Be Rejected: Lessons from New Mexico’s Failed Rate Cap
Alaska’s Senate Bill 39 (SB 39) proposes a 36% APR cap on consumer loans up to $25,000. The bill aims to regulate financial services, prevent “predatory” lending, and bring state laws in line with federal consumer…
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Policy Brief
The Price of Credit: How Rate Caps Hurt America’s Cash Poor
“The road to hell is paved with good intentions.”
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SPPI-TV
Solving the Rate Cap Puzzle
Join host Patrick M. Brenner, president of the Southwest Public Policy Institute, in an insightful episode of SPPI-TV as he delves into the captivating world of interest rate caps and the role of the Consumer Financial…