Joe Biden
46th President of the United States (2021–2025)
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Op-Ed
There’s No Such Thing as Free Data
The government should allow banks and software companies to negotiate the price of financial data freely.
Originally published inNational Review
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Op-Ed
Instead of Taxing the Rich, Let Americans Invest Like Them
America has created two classes of retirement savers: One class gets access to the full economy, while the other gets a neutered imitation of it.
Originally published inNational Review
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Coalition Letter
SPPI Joins Coalition Urging the CFTC to Remove Red Tape on Prediction Markets
The coalition urges the CFTC to cut red tape on prediction markets and embrace permissionless innovation.
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Policy Brief
The CFPB’s Desperate Eleventh-Hour Overreach
Rohit Chopra is lashing out with desperate, partisan overreach in his final days, prioritizing political agendas over consumer protection while creating regulatory chaos and undermining the legitimacy of his tenure and that of the CFPB.
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Op-Ed
President-elect Trump should declare a ceasefire in the war on credit
Thought exercise: What would your life look like without access to credit? No credit cards, no buying a house or vehicle without cash on hand and no access to something as simple as overdraft protection tied…
Originally published inAmerican Banker
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Op-Ed
The high cost of prescription drug price controls
Components of the Inflation Reduction Act have the very real potential of inflating drug prices with arbitrary price controls. Consumers will pay the price.
Originally published inThe Washington Times