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  • White Paper

    Access Granted

    Nationwide, chambers of commerce have mislabeled legitimate data aggregation as phishing to cover for their own digital security failures.

    Patrick M. Brenner  |  June 21, 2025

  • Coalition Letter

    SPPI Joins Coalition Urging the CFTC to Remove Red Tape on Prediction Markets

    The coalition urges the CFTC to cut red tape on prediction markets and embrace permissionless innovation.

    Patrick M. Brenner  |  June 5, 2025

  • Op-Ed

    The CFPB Is Making It Harder For You To Pay Your Bills

    The CFPB’s outdated rule on small-dollar lending punishes working-class Americans by restricting access to the very credit they rely on to make ends meet.

    Originally published inRealClearMarkets

    Patrick M. Brenner  |  May 27, 2025

  • Policy Brief

    An Overdue Course Correction at the CFPB

    Acting CFPB Director Russ Vought’s rollback of state enforcement overreach marks a critical return to legal restraint, restoring constitutional balance and regulatory clarity to America’s financial system.

    Patrick M. Brenner  |  May 20, 2025

  • In the News

    Fox Business Spotlights SPPI’s Latest Report on Credit Access and Lead Generators

    National media coverage affirms the importance of preserving consumer choice and innovation in financial matchmaking.

    Patrick M. Brenner  |  May 19, 2025

  • White Paper No. 6

    Swipe Right

    How comparison shopping tools and lead generators revolutionize consumer access to products and services.

    Patrick M. Brenner, Anna M. Gonzalez, and Lucas J. Parker  |  May 10, 2025

  • Press Release

    Victory in Colorado: HB25-1282 Defeated

    A harmful swipe fee price control bill was defeated in the Senate after passing the House, marking a major victory for economic freedom.

    Southwest Public Policy Institute  |  April 30, 2025

  • Litigation

    New Mexico Agency Ordered to Pay $30K After Losing Transparency Lawsuit

    SPPI won against New Mexico’s Taxation and Revenue Department for violating public records law.

    Southwest Public Policy Institute  |  April 30, 2025

  • Op-Ed

    Credit card rewards are about to vanish, and guess who’s to blame?

    This isn’t just about miles and points; it’s about economic freedom and financial choice.

    Originally published inFox Business

    Patrick M. Brenner  |  April 4, 2025

  • Op-Ed

    Death by a thousand caps—State laws could kill credit card rewards

    A group of states are pursuing similar efforts to cap credit card interchange fees, endangering rewards programs that customers value, and raising concerns about an illegal interstate compact.

    Originally published inAmerican Banker

    Patrick M. Brenner  |  March 28, 2025

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Southwest Public Policy Institute

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