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The Real Story Behind What’s “Inside” Your 401(k)

Why collective investment trusts deliver lower costs without sacrificing fiduciary protections.

Patrick M. BrennerDecember 17, 2025

202.505.1769southwestpolicy.cominfo@southwestpolicy.com

Post Office Box 1746Bernalillo, New Mexico 87004

Southwest Public Policy InstituteBetter living through better policy

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