Better living through better policy.

Topic: Americans

citizens or residents of the United States of America

The CFPB Attacks SoLo Funds

Post author By Patrick M. Brenner
Post date May 23, 2024
No Comments on The CFPB Attacks SoLo Funds

The Consumer Financial Protection Bureau (CFPB) has attacked SoLo Funds, the nation’s largest consumer-facing Black-led and owned fintech.

Tags Bureau to Protect Financial Consumers from the Consumer Financial Protection Bureau (BPFCCFPB), Consumer Financial Protection Bureau (CFPB), Fintech, Regulatory Overreach, Rohit Chopra

Colorado Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Updates

Colorado’s War on Credit

In this June 15, 2018 file photo, twenty dollar bills are counted in North Andover, Mass. (AP Photo/Elise Amendola)

Colorado’s HB23-1229 threatens consumer access to credit and economic growth.

Tags American Financial Services Association (AFSA), American Fintech Council (AFC), Buy Now Pay Later, Consumer Financial Protection Bureau (CFPB), Credit, Debt, Depository Institutions Deregulation and Monetary Control Act of 1980 (DIDMCA), Lending, National Association of Industrial Bankers (NAIB), No Loan For You!, Price Controls

Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Infrastructure & Technology Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Technology Top Issues Updates

We Told You So: CFPB’s Assault on Buy Now, Pay Later Tools

Post author By Patrick M. Brenner
Post date May 22, 2024
2 Comments on We Told You So: CFPB’s Assault on Buy Now, Pay Later Tools

In a move that was as predictable as it is alarming, the Consumer Financial Protection Bureau (CFPB) has once again overstepped its bounds, targeting immensely popular Buy Now, Pay Later (BNPL) tools. As I anticipated, the Supreme Court’s decision to uphold the CFPB’s funding mechanism has emboldened the agency to ramp up its aggressive regulatory […]

Tags Buy Now Pay Later, Consumer Financial Protection Bureau (CFPB), Credit, Finance, No Loan For You!, Rohit Chopra, Transparency

Courts Domestic Policy Government Transparency and Accountability Infrastructure & Technology Legal Legal and Judicial New Mexico SPPI v Maggie Toulouse Oliver Technology Top Issues Transparency Updates

SPPI Sues New Mexico Secretary of State for Greater Government Transparency

Post author By Liam Gray
Post date March 28, 2024
2 Comments on SPPI Sues New Mexico Secretary of State for Greater Government Transparency

Maggie Toulouse Oliver, New Mexico Secretary of State, participates in a discussion on elections at the Bipartisan Policy Center on October 11, 2018. (Photo By Tom Williams/CQ Roll Call)

The Southwest Public Policy Institute (SPPI), a non-profit organization dedicated to better living through better policy, has initiated a crucial lawsuit against the New Mexico Secretary of State, Maggie Toulouse Oliver. This legal action, centered on a failure to promptly respond to a public records request, underscores SPPI’s dedication to government transparency and accountability.

Tags Inspection of Public Records Act (IPRA), Maggie Toulouse Oliver, Open Government, Transparency

Arizona California Colorado Culture Domestic Policy Economic Opportunity Economy Government Spending Markets and Finance Nevada New Mexico Oklahoma Political Thought Public Opinion Reports Social Security Texas Top Issues Updates Utah

Report: 58 is the New 62

Post author By Southwest Public Policy Institute
Post date February 15, 2024
No Comments on Report: 58 is the New 62

Rethinking American Retirement and Social Security

Tags Personal Finance, Retirement, Social Security

Domestic Policy Economic Opportunity Economy Government Transparency and Accountability Health Care Health Care Reform Markets and Finance Public Health Top Issues Utah

Deseret News: Excessive regulation is fueling a health care crisis in Utah

Post author By Patrick M. Brenner
Post date January 15, 2024
1 Comment on Deseret News: Excessive regulation is fueling a health care crisis in Utah

Recent research has shown that health care consolidations not only lower costs for health care consumers but also improve multiple indicators of quality patient care.

Tags Anti-trust, Blake Moore, Debt, Federal Trade Commission (FTC), Finance, Healthcare, Hospitals, House Committee on Ways and Means, John Curtis, Lian Khan, Medical, Patients

Domestic Policy Economic Opportunity Economy Government Regulation Health Care Health Care Reform Markets and Finance Top Issues

Washington Times: The high cost of prescription drug price controls

Post author By Patrick M. Brenner
Post date December 21, 2023
No Comments on Washington Times: The high cost of prescription drug price controls

Components of the Inflation Reduction Act have the very real potential of inflating drug prices with arbitrary price controls. Consumers will pay the price.

Arizona California Coal, Oil, Natural Gas Colorado Domestic Policy Energy & Environment Energy Economics Government Regulation Infrastructure & Technology Life Nevada New Mexico Nuclear Energy Oklahoma Renewable Energy Texas Top Issues Utah

Daily Caller: Gavin Newsome Should Rebuild His State’s Power Grid Instead of Destroying Everyone Else’s

Post author By Patrick M. Brenner
Post date August 3, 2023
2 Comments on Daily Caller: Gavin Newsome Should Rebuild His State’s Power Grid Instead of Destroying Everyone Else’s

Originally published at dailycaller.com on July 25, 2023. California’s power grid has been experiencing instability due to its outrageous energy goals, lack of nuclear power in its target portfolio mix, and recent heat waves. Governor Gavin Newsom has touted the state’s efforts to bolster renewable energy, but the reality is far from achieving those goals. The intermittent nature of […]

Tags Electricity, Gavin Newsome, Internal Combustion Engine (ICE), New Mexico Energy Transition Act (ETA), Nuclear, Nuclear Energy, Solar, Solar Energy, Utility-Scale Solar

Domestic Policy Economy Government Regulation Markets and Finance Press Top Issues Updates

Pew Charitable Trust Scraps “Consumer Finance” Project After SPPI Debunks Pew’s Findings

Post author By Southwest Public Policy Institute
Post date July 12, 2023
No Comments on Pew Charitable Trust Scraps “Consumer Finance” Project After SPPI Debunks Pew’s Findings

Albuquerque, NM — The Pew Charitable Trusts has “archived” their Consumer Finance project and reassigned Alex Horrowitz as Project Manager of their Housing Policy Initiative. Earlier this year, the Pew Charitable Trusts released a study that claimed that six of the eight largest banks now offer affordable small loans. In another study, Horowitz wrote: “Pew’s […]