Patrick M. Brenner
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Policy Brief
The CFPB’s Desperate Eleventh-Hour Overreach
Rohit Chopra is lashing out with desperate, partisan overreach in his final days, prioritizing political agendas over consumer protection while creating regulatory chaos and undermining the legitimacy of his tenure and that of the CFPB.
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Policy Brief
Power Grab: Why House Bill 45 is a Bad Deal for New Mexico Energy
A misguided tax increase on renewable energy that contradicts conservative principles, risks distorting the energy market, and ignores the public’s clear preference for affordable, reliable energy solutions.
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Op-Ed
Legal innovations strengthen the Southwest’s appeal
The American Southwest is cementing its position as the nation’s most business-friendly region, and a groundbreaking legal development in Texas may soon add another compelling reason for companies to relocate here. As corporate entities and individuals…
Originally published inOdessa American
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Policy Brief
Albuquerque Public Schools: Spending More, Achieving Less
Albuquerque Public Schools exemplifies how soaring budgets and per-student spending fail to address declining enrollment, dismal academic performance, and systemic inefficiencies.
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Testimony & Comments
A Letter to NMFOG
This letter was initially sent by electronic mail on December 18, 2024. December 18, 2024 New Mexico Foundation for Open GovernmentAttn: Executive Director and Board of Directors2333 Wisconsin St NEAlbuquerque, NM 87110 Dear Executive Director and…
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Op-Ed
President-elect Trump should declare a ceasefire in the war on credit
Thought exercise: What would your life look like without access to credit? No credit cards, no buying a house or vehicle without cash on hand and no access to something as simple as overdraft protection tied…
Originally published inAmerican Banker
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Event
Betting on the Future: SPPI Tackling Lending Challenges at Vegas Conference
SPPI heads to Las Vegas for the Online Lenders Alliance’s annual Tribal Lending Conference to connect with industry leaders and tackle the future of financial services.
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Policy Brief
Is Elon Musk Serious with his “Delete CFPB” Tweet?
In a late-night post on his social media platform X, billionaire entrepreneur and incoming Department of Government Efficiency head Elon Musk made a bold declaration: “Delete CFPB. There are too many duplicative regulatory agencies.” Musk’s succinct…
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Policy Brief
FDIC’s Unbanked and Underbanked Households
SPPI’s reports, OLA’s studies, and the FDIC’s findings highlight the urgent need to protect credit access for unbanked and underbanked households.