In 2023, New Mexico took a pioneering step forward in electoral processes. The recent adoption of the Online Candidate Nominating Petition Signature Portal by the Secretary of State, Maggie Toulouse Oliver, marks a significant milestone in modernizing and securing elections within the state. This innovative approach streamlines the candidate nomination process and broadens the horizon […]
Author: Patrick M. Brenner
Originally published at americanbanker.com on March 15, 2024. In a bold move that may reshape the U.S. consumer finance landscape, Rohit Chopra’s Consumer Financial Protection Bureau has issued Consumer Financial Protection Circular 2024-01, marking a significant overreach into how Americans access financial services. This circular scrutinizes digital intermediaries, such as comparison-shopping tools and lead generators, dictating […]
In the realm of governance, transparency and openness are not mere buzzwords but foundational pillars that uphold the edifice of democracy. In their compelling discourse, Greg Brooks and Patrick Tuohey from Better Cities Project argue that open government is inherently a cultural phenomenon rather than a transactional obligation. This perspective resonates deeply with the ethos […]
In an exciting development for advocates of parental rights and educational transparency, the Southwest Public Policy Institute (SPPI) and the Independent Women’s Forum (IWF) have made national headlines with our recent survey project. Breitbart News, a leading source for conservative news and opinion, has featured our groundbreaking survey, spotlighting the concerns of New Mexico parents […]
The survey highlighted significant parental skepticism towards the inclusion of transgender topics in New Mexico’s public school curriculum.
Wells Fargo’s Flex Loan program is a labyrinth of unclear eligibility requirements and a baffling case of vanishing funds.
Experience shows that businesses pass on increased costs to consumers, hurting the very people wage hikes are supposed to help.
If CFPB found a financial institution had suffered a data breach of a similar magnitude, the fines and fees would be astronomical.
The 2022 passage of House Bill 132, which set a stringent cap of 36% on interest rates for consumer loans, is having its intended and significant repercussions on New Mexico’s financial landscape. This was no accident: by restricting the interest rates that small-dollar lenders can charge, the rate cap effectively marginalized an entire segment of […]
Recent research has shown that health care consolidations not only lower costs for health care consumers but also improve multiple indicators of quality patient care.