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    Is Elon Musk Serious with his “Delete CFPB” Tweet?

    In a late-night post on his social media platform X, billionaire entrepreneur and incoming Department of Government Efficiency head Elon Musk made a bold declaration: “Delete CFPB. There are too many duplicative regulatory agencies.” Musk’s succinct…

    Patrick M. Brenner  |  November 27, 2024

  • Policy Brief

    FDIC’s Unbanked and Underbanked Households

    SPPI’s reports, OLA’s studies, and the FDIC’s findings highlight the urgent need to protect credit access for unbanked and underbanked households.

    Patrick M. Brenner  |  November 16, 2024

  • Op-Ed

    SCOTUS Decision Offers Americans Unrealized Gains

    The U.S. Senate investigation into Boeing’s safety practices and the FAA’s ineffective oversight revealed that Boeing, under pressure to prioritize production speed over safety, suffered quality control issues that endangered consumers. Despite these risks, the FAA’s overreliance on…

    Originally published inNewsmax

    Patrick M. Brenner and Liam Gray  |  November 4, 2024

  • Policy Brief

    Easier Cancellations, Harder Consequences: How the FTC’s “Click-to-Cancel” Rule Misses the Mark

    The FTC’s new “Click-to-Cancel” rule simplifies subscription cancellations but risks stifling innovation and imposing costly burdens on businesses and consumers alike.

    Patrick M. Brenner  |  October 18, 2024

  • Event

    Swipe Right at Lend360: A Look at the Latest Research

    We are excited to announce that Patrick M. Brenner, President of the Southwest Public Policy Institute (SPPI), will be attending this year’s Lend360 conference in Nashville! As one of the leading voices in financial services policy,…

    Liam Gray  |  September 7, 2024

  • Policy Brief

    A “Revamp” Gone Wrong: GovLoans.gov Is No Longer Safe

    The recent “upgrade” to GovLoans.gov has turned into a major security risk, with antivirus alerts flagging the official site as potentially malicious.

    Patrick M. Brenner  |  August 25, 2024

  • Policy Brief

    The Hidden Costs of New Mexico’s New Building Codes: A Threat to Affordable Housing

    New Mexico’s new building codes may drive up home construction costs, potentially pricing many families out of the housing market and undermining efforts to affordability.

    Patrick M. Brenner  |  August 13, 2024

  • Op-Ed

    De-Banking of Trump Lawyer a Sign of Control to Come

    John Eastman’s plight highlights a concerning trend towards using economic leverage for political and social control, resembling aspects of China’s Social Credit System.

    Originally published inNewsmax

    Patrick M. Brenner  |  May 31, 2024

  • Policy Brief

    Colorado Attorney General’s Office Weaponized for “Consumer Advocacy”

    The office of the Colorado Attorney General, led by Phil Weiser, appears to be increasingly weaponizing its consumer protection mandate to pursue a politically motivated agenda under the guise of “consumer advocacy.” This trend not only…

    Patrick M. Brenner  |  May 30, 2024

  • Litigation

    SPPI Announces New Partnership with Brownstein Hyatt Farber Schreck

    This new partnership comes with SPPI’s latest effort to enforce transparency with the Colorado Attorney General’s office.

    Liam Gray  |  May 30, 2024

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