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    Compounding Interest: Reader Replies, Part II

    When The Wall Street Journal published my op-ed, “The Case Against 30-Year Mortgages,” I expected disagreement. What I didn’t expect was the flood of thoughtful, funny, and occasionally fiery responses from readers across the country. Read…

    Patrick M. Brenner  |  October 9, 2025

  • Policy Brief

    Compounding Interest: Reader Replies, Part I

    After my recent op-ed in The Wall Street Journal, “The Case Against 30-Year Mortgages,” readers had plenty to say. Some were critical, most were kind, and many brilliantly insightful. Below is a selection of responses, shared…

    Patrick M. Brenner  |  October 9, 2025

  • Op-Ed

    Why senators’ efforts to kill overdraft fees is overkill

    Capping overdraft fees won’t help struggling families, it will cut off their last line of credit.

    Originally published inThe Hill

    Patrick M. Brenner  |  September 8, 2025

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