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Safeguarding Access to Lending Services for Unbanked and Low-Income Americans

Last week, the Southwest Public Policy Institute joined Carrie Sheffield from the Independent Women’s Forum, Tirzah Duren from the American Consumer Institute, and Ann Petros from the National Association of Federally-Insured Credit Unions for the panel discussion “Protecting Lending Services For Unbanked, Low-Income Americans”, part of IWF’s Center for Economic Opportunity Policy Chat series. In […]

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Domestic Policy Government Regulation Marianne T. Anderson Memorial Fellowship Markets and Finance Press Top Issues Updates

Wake Gardner Chosen as Recipient of the Marianne T. Anderson Memorial Fellowship

The latest recipient of the Marianne T. Anderson Memorial Fellowship has been announced.

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Domestic Policy Economy Government Regulation Markets and Finance New Mexico Poverty and Inequality Top Issues

RealClearMarkets: Need a $200 Loan? You’re Mostly Outta Luck

Originally published at realclearmarkets.com on June 21, 2023 In New Mexico, an interest rate cap on specialized emergency loans when into effect in January. Since then, big-bank promoters have endorsed the small-dollar short-term loan products offered by U.S. Bank, Bank of America, Wells Fargo, Huntington Bank, and others as alternatives. Recently, those same activists have thrown in support for […]

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SPPI President, Patrick Brenner, to Speak at Independent Women’s Forum Panel

We are thrilled to announce that Patrick Brenner, president of the Southwest Public Policy Institute (SPPI), will be representing SPPI as a distinguished panelist at the Independent Women’s Forum. The panel will test a simple, powerful idea: how do we ensure fair lending policies for vulnerable Americans; and will bring together experts to address the […]

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Report: No Loan for You, Too!

The unintended consequences of price controls on consumer access to credit.

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SPPI Takes Vegas: A High-Stakes Discussion on Emergency Lending

SPPI shares insights on the impact of the war on specialized emergency lending at AFSA’s conference in Las Vegas.

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Domestic Policy Economy Government Regulation Markets and Finance Public Opinion Texas

Why Retail Bad Debt Statutes are Vital for Businesses and Consumers Alike

HB 3389 in Texas is critical for protecting consumers and businesses.

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Domestic Policy Government Regulation Marianne T. Anderson Memorial Fellowship Markets and Finance Press Top Issues Updates

SPPI Offers Driven Students Exciting Fellowship Opportunity

Jack Radomski and Brandt Kringlie are the inaugural recipients of the Marianne T. Anderson Memorial Fellowship.

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Domestic Policy Economy Government Regulation Legal and Judicial Markets and Finance Nevada New Mexico Political Thought Public Opinion Top Issues

President of SPPI Invited as Speaker to 2023 Independents Conference & Expo

Patrick Brenner has been invited as a speaker and panelist to discuss SPPI’s report “No Loan for You!” and how the war on specialized emergency lending is hurting the American Southwest.

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Culture Domestic Policy Economy Government Regulation Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty and Inequality Top Issues

American Banker: If I Can’t Get An ‘Emergency’ Loan From A Bank, It’s Not Clear Who Possibly Can

We tested the prediction that banks will step in when payday lenders face restrictions. They didn’t want our business.

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